Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

62,710 total


Verified June 02, 2026

Easy to submit claims

Easy to submit claims. And pay out is within a couple weeks. They let you know why certain payments are not eligible.

Insurer: Pumpkin

By: Lynda

Verified June 02, 2026

Quick easy claim process

Quick easy claim process

Insurer: ASPCA

By: customer

June 02, 2026

Fantastic and quick handling of my claim

My Yorkshire Terrier had a heart failure and needed emergency care and nearly died. Was in intensive care for 4 days. I paid the bill at the emergency vet and claimed from ManyPets. Claim was dealt with and money in my bank account within one week of making the claim. Absolutely fantastic. Thank you so much Many Pets Insurance

Insurer: ManyPets

By: Ria Ward

Verified June 02, 2026

Excellent experience

Excellent experience. Easy to submit claim and paid quickly.

Insurer: Pumpkin

By: LC

Verified June 02, 2026

Fantastic Service!!

Lightning quick claim processing and payment, extremely user-friendly, very reasonable

Insurer: MetLife

By: Greg

Verified June 02, 2026

Quick response to the claims.

Quick response to the claims.

Insurer: MetLife

By: Joseph

Verified June 02, 2026

Have been a customer for a few years…

Have been a customer for a few years and keep coming back. The customer service is great, claims process is quick and easy and reimbursement is fast. It feels great to be able to insure my fur babies for a reasonable price with great service.

Insurer: MetLife

By: Rebecca

June 02, 2026

Just another garbage pet insurance…

Just another garbage pet insurance company looking to take your money and deny your claims. Terrible. I suggest saving an emergency fund and including any monthly fees you would have given Spot. They get two stars for having an app that’s easy to use that makes filing a claim simple, but it’s all for nothing so why bother?

Insurer: Spot

By: Dan

Verified June 02, 2026

So easy to submit a claim and quick…

So easy to submit a claim and quick turnaround for reimbursement

Insurer: MetLife

By: customer

Verified June 02, 2026

adoro claims experience

Approval of the claim was super fast: submitted before bed and woke up to an approval. Instant payment to Venmo was also incredibly convenient. Entirely no-hassle. Wish my human health insurance was this quick and easy.

Insurer: Adoro

By: Andrew

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