Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

58,461 total


Verified December 31, 2025

When my beloved Minnie Palm needed to…

When my beloved Minnie Palm needed to have a bunch of kidney stones removed two pinion came through for me I am very happy with them!

Insurer: Trupanion

By: Ray Tondre

December 31, 2025

Great experience!

It was quick and easy to file the claim and upload the necessary documents in a few minutes on the app. Response and explanation e-mail was received within 2 days. Reimbursement was received and in my bank account in 7 days, which was including Christmas day. Overall great experience!

Insurer: Pets Best

Veterinarian: Iowa Veterinary Wellness Center

By: Joel

Useful
December 31, 2025

Final claim for Remington Steele

This was the final claim for Remi. He went in for a teeth cleaning and never came home. This claim was initiated quite a while after his death. The claim was typical. The follow up email was the Best in Pets Best. Someone took the time to read my claim completely and proactively took care of the rest. The follow up email stated Pets Best credited my account back to the date of Remi's death and the Best part was they expressed sincere condolences for Remi's passing. Thank you for making a difficult time just a bit easier. I will continue to support Pest Best as long as we have our furry family members!

Insurer: Pets Best

Veterinarian: Bay Beach Veterinary Hospital

By: Tom

Useful
December 31, 2025

Amazing company

"I have bragged about Pets Best to everyone. I have never dealt with a company that was so efficient. There has never been any issues. The proficiency with which they pay and are on top of every aspect, is truly top notch. I have never had to contact them for anything. They just do what they are supposed to. I cannot recommend them enough! "

Insurer: Pets Best

Veterinarian: Banfield Pet Hospital

By: Tracy

Useful
Verified December 31, 2025

Claims are reviewed and paid in quickly.

Claims are reviewed and paid in quickly.

Insurer: MetLife

By: Evelyn Ortiz

Verified December 31, 2025

Great plan and certainly easy to use use…

Great plan and certainly easy to use especially with a vet practice that files direct. Thank you

Insurer: Trupanion

By: Claudette

Verified December 31, 2025

Let down after 9 years with Healthy Paws!

My dog has been with Healthy Paws for 9 years on the 12th of December 2025 my dog was taken into emergency & kept until December 16th. I submitted my claim to Healthy Paws they told me that my policy had changed on the 14th of the month (December) reducing my reimbursement to 70% from 90% !!! Leaving me with a hefty bill. I disputed the claim andI’m still waiting to hear back.

Insurer: Healthy Paws

By: Emmy Daniels

Verified December 31, 2025

Great Customer Service

Great Customer Service! Vary easy and quick claims process.

Insurer: MetLife

By: Joe C

Verified December 31, 2025

Fair & Timely Claims Process

Our claims through our vet or those we have submitted ourselves have always been handled in a timely, fair and equitable manner. I feel Trupanion provides a reasonably priced pet insurance product.

Insurer: Trupanion

By: Robert Syrovatka

Verified December 30, 2025

Thank you

This is the second dog that we have had with HP Insurance. The process of submitting claims and receiving feedback/communication was above and beyond what I was expecting. This last claim was the biggest we have ever submitted, even when we had our dog Zoey Peele (RIP). I submitted 65 pieces of paperwork regarding Nala's injury, and when I tell you the process was dummy-proof (LOL), it truly was. I also thought because the bill was so much, that it would take a few months for everything; NOPE! We got back our money within 2 weeks of submitting, and that was right before Christmas, so needed. My co-worker has pet insurance with a different company and could not beleive HP process and quickness. His dog has a major injury months ago and it took them close to 6 months for a $6k claim. Once again thank you so much for making this process so easy.

Insurer: Healthy Paws

By: Raymond Peele III

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