Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
61,181 total
Other Categories
Easy to make claims and quick responses
Easy to make claims and quick responses
Insurer: Pumpkin
By: MARK
Could not be more pleased with Fetch…
Could not be more pleased with Fetch and the way they handled my cat’s claim. Fantastic company!
Insurer: Fetch
By: Brooke Mulholland
Fast and easy process
Fast and easy process
Insurer: MetLife
By: Keyonna Dezurn
Easy process
Our insurance sure did come in handy when our dog was diagnosed with elbow dysplasia. The Fetch app made submitting all of our documents easy and the entire process was easy and the payment from fetch was quick!
Insurer: Fetch
By: Elizabeth
Fetch was great in handling our claims
Fetch was great in handling our claims. We had an emergency situation with our dog and knowing that the care would be covered allowed us relax and not worry as much.
Insurer: Fetch
By: Peter
Promptly handled my claim!
Promptly handled my claim!
Insurer: Pumpkin
By: Sam
Deny claims and refuse to pay/apply towards deductible
2 months in my dog had an ear infection and they denied the bill as pre-existing. There was NOTHING pre-existing and there is no way I would pay $70 a month for insurance and then allow my dog to suffer for 2 months just so it could be applied to my deducible anyway. Attempted to cancel and it was a 15 minute wait on hold with high pitched flute type music (trying to drive you insane so you hang up).
Insurer: Pets Best
By: Michele P
Pay back-After having appointments with our vet…
After having appointments with our vet for our Crosby, I was able to apply for money back from Pumpkin Insurance. They pay at a high percentage after deductible.
Insurer: Pumpkin
By: Claudia
Filing Claim with Ease
My pup had an emergency visit which was very much an unexpected event. Luckily, I had Spot Insurance to help. I went on the website, downloaded the needed documentation and then waited for a response, which took about 2 weeks. My claim was accepted with ease. Within 10-15 days, a check arrived. Spot gives me peace of mind knowing my pups are covered. Thank you for making things simple!
Insurer: Spot
By: Cristina Rodriguez
Frustrating 4-Month Claim Dispute Experience
My dog had heartworm, and Pets Best continued to tell me it would not be covered because they believed it was a pre-existing condition. They were confusing it with my dog’s lumps, which were a separate pre-existing issue. It took hours of being on hold just to finally speak with an agent, and even then I still had to file a dispute because they were not going to return any money after we had already spent close to $2,000. My vet even had to write a letter proving and showing the facts that my dog had heartworm and that it was not related to the previous condition involving the lumps. The whole process was extremely frustrating. We were very close to ending our membership, but we had already spent so much money on the policy that we felt stuck continuing it. It also took them a very long time to review and process the disputed claim, even after we submitted clear evidence from our vet. All in all, we waited over four months to receive any money back, which was extremely frustrating and disappointing. Overall, the experience was very disappointing, especially considering how much time, effort, and money we had already invested.