Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,641 total


May 28, 2026

Fast and Easy to use.

Spot Pet Insurance is easy and fast in processing my claims.

Insurer: Spot

By: Elizabeth Printy

May 27, 2026

I am very pleased with this insurance…

I am very pleased with this insurance and how fast they get the review done

Insurer: Fetch

By: Howard

May 27, 2026

Easy claim procedure and prompt…

Easy claim procedure and prompt reviews/payment on claims!

Insurer: Fetch

By: Larry

May 27, 2026

SCAMMERS, HORRIBLE COMPANY, NEGATIVE STARS

if i could give this insurance company a negative review i would. this company does nothing but make you pay for all your pets stuff, the insurance we signed up for was supposed to cover all of our issues with our dog and then they say they won’t cover it even though the issues fall between the guidelines. absolutely a scam I will be telling everyone to stay away from this insurance company. they are horrible, not only do they deny everything and make you pay when they say they will cover it the costumer service is even worse. stay away at all costs if you have an animal.

Insurer: Trupanion Canada

By: Olivia Barone

May 27, 2026

Great customer service

Great customer service. Fair price. Great insurance protection. Easy to use for claims

Insurer: Nationwide

By: James Wiley

May 27, 2026

Trupanion is always so kind and always…

Trupanion is always so kind and always are great getting your claims processed. We have had a great experience with them. Unfortunately our new puppy has had some health challenges and they have helped us evert step of the way.

Insurer: Trupanion

By: Karen Brown

May 27, 2026

First year was great, then…

First year - great. Renew your policy and they screw you! On my latest claim, I have been waiting and waiting for them to adjudicate my claim and reimburse me for my pet’s meds, a claim they have covered for a year. But, I made the mistake of renewing my policy and they increased the cost dramatically and have not covered a claim since. They try to relate everything to preexisting conditions. This latest claim was always covered, but all of a sudden they say my claim is incomplete. Again, they were great at first, but once they have you hooked, they’ll rip you off and delay or deny routine claims.

Insurer: Embrace

By: Michael C.

May 27, 2026

I’m trying to appeal a claim and no one…

I’m trying to appeal a claim and no one has responded to me.

Insurer: Spot

By: Brittany Merida

May 27, 2026

My experience has been great

My experience has been great. Submitting and processing of claims is easy and fast. The customer service reps are pleasant and patient.

Insurer: Spot

By: Maria-Teresa Bonilla

May 27, 2026

Claims

Claims. I decided to cancel today. My current claim they kept rejecting because it didn’t have all the paperwork. This is a false statement. I verified three times sending it in that I have right paperwork. Feels like a common theme for this company.

Insurer: Fetch

By: Scott C.

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