Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

61,181 total


Verified March 08, 2026

Really quick response to claim

Really quick response to claim. It is quite easy to submit a claim. You all could teach human insurance companies a few things!

Insurer: Spot

By: Huni Fulgham

Verified March 08, 2026

When the unthinkable happened…

I love that met life was there for us when tragedy struck My sweet sphynx passed away suddenly. They reimbursed almost all the funds spent trying to save her. I was able to take that and recycle it into getting my new baby! Thank you MetLife!

Insurer: MetLife

By: Jessaca Sapp

Verified March 08, 2026

It was easy submitting my claim and the…

It was easy submitting my claim and the payment was made Ina reasonable time.

Insurer: MetLife

By: Tracie Montgomery

March 07, 2026

EMBRACE IS ABSOLUTELY EXCEPTIONAL

I’ve had Embrace for almost 8 years and I can’t begin to find the words to describe how much I appreciate them! There have been some issues with my GSP (Cooper) over the years with allergies, a couple surgeries and some fairly expensive Vet visits. In all of the years and claims (and there have been many), Embrace has always been there for Cooper and I! They’ve always gone “above and beyond”! The turn around on the pay time frame is exceptional. I put two claims in on 3/6/2026 and received emails on 3/7/2026 stating they were approved. With all of my animals, I’ve never had pet insurance, but since I was retired when I got Cooper, it seemed like a good idea to have some coverage on him. Little did I know or even begin to imagine how fortunate I have been with Embrace. It’s my mission to tell everyone that will listen about Embrace Pet Insurance and have received many thanks from my “pet owner” friends for recommending Embrace!

Insurer: Embrace

By: Ruth Nelson

Verified March 07, 2026

Claims processing

Claims processed and paid in very timely manner.

Insurer: Pumpkin

By: Pauline

Verified March 07, 2026

Prompt reimbursement

Prompt reimbursement

Insurer: MetLife

By: customer

Verified March 07, 2026

Great coverage

Great customer service and coverage

Insurer: Spot

By: Mary Richardson

Verified March 07, 2026

Flawless First Claim Experience

We took our puppies to the veterinary hospital for their 12 week check up, then we filed a claim for the expenses that were covered with our pet insurance plan, The claim filing process was easily completed and the Reims was received quickly. A great experience!!

Insurer: MetLife

By: Tommy Simmons

Verified March 07, 2026

I'm disappointed that Nationwide…

I'm disappointed that Nationwide charged me for almost two months of the premium and the starting service date is two weeks after completing the application. Normally when I purchase any type of insurance coverage starts the day the application is accepted. Now my brand new pet is not covered for her Vet visit that she so desperately needs so that she can obtain her second shots in a timely manner.

Insurer: Nationwide

By: Desiree G

Verified March 07, 2026

Prompt and no excuses

Prompt and no excuses

Insurer: MetLife

By: customer

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