Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,641 total


May 30, 2026

Easy to submit claims

Easy to submit claims, reviewed in a timely way. So far, it’s been worth the money for us.

Insurer: MetLife

By: Tracey

May 30, 2026

Excellent

Great company. Coverage is excellent and they reimbursement only takes a couple days!

Insurer: MetLife

By: Melissa Stevens

May 30, 2026

Very easy to submit claims and prompt…

Very easy to submit claims and prompt refund.

Insurer: MetLife

By: Feliz

May 30, 2026

Very easy to understand what I was…

Very easy to understand what I was paying for and getting for my coverage premiums and the fact that discounts were offered/included and quick coverage start times for my pets made my choice super easy. Highly recommend!

Insurer: MetLife

By: Jimmy B

May 30, 2026

Metlifes inability to follow their own policies but drills to customers they MUST follow.

If you are going to quote words in the policy and tell the customer they need to follow it then Metlife needs to follow what is written in the policy as well. Metlife DOES NOT follow what they preach.

Insurer: MetLife

By: Lisa Allen

May 30, 2026

This has been the most important thing we have done for our pet. We have a purebred miniature poodle, and the annual medical costs can be substantial. MetLife helps us enormously with that cost.

It is so comforting to know that major medical issues don’t have to be worried about because we have MetLife. Submitting claims is easy and pain-free.

Insurer: MetLife

By: Paige Garwood

May 30, 2026

Dog needed surgery and the claim…

Dog needed surgery and the claim process was completed using the spot app and reimburse decision was made within 2 weeks

Insurer: Spot

By: John Lane

May 30, 2026

Very impressed with the claims process

Very impressed with the claims process. Upload to decision is fast - I’m very pleased.

Insurer: Spot

By: Carl Power

May 30, 2026

Reliable and upfront

What I love is that they cover all illnesses and accidents, not just a finite list. You can choose the percentage of coverage you want and everything is transparent and easy to understand. Filing a claim is very easy and straightforward in the app, and their live customer service is prompt, helpful and courteous. I am very thankful to have this insurance, as a serious accident or illness can easily cost many thousands of dollars. They have also never raised my premium for using the insurance, they only raise it due to the animal's age. I am very happy with Pets Best and highly recommend them, but I also hope you will never need to use them.

Insurer: Pets Best

By: Andy G

May 30, 2026

Always prompt claims resolution

Always prompt claims resolution

Insurer: MetLife

By: customer

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