Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,641 total


May 30, 2026

100% recommend

100% recommend. Super easy to submit a claim and the money goes directly to my bank account. I used to be a vet tech and my greatest advice to anybody is insurance, insurance, insurance and don’t wait!! I’ve had Pets Best for about 3 years with my first dog and adopted a puppy back in December who I immediately added to our plan. Within 2months of having her she needed to go to the ER for urinary issues. Thank god she was covered. Every few months she’s had to go for labs and I genuinely don’t know what I’d do without Pets Best. Unfortunately, the vet just confirmed at her 1 year old appt she has kidney dysplasia. It’s not the diagnosis we wanted but I don’t have to worry about providing her with the best treatments/life because her insurance through Pets Best is so great. Thank you Pets Best!!

Insurer: Pets Best

By: BH

May 30, 2026

Claim was ok, insurance works quite good and fast

Claim was ok, on time, but a short question…Two weeks 3 emails and no answer from insurance, bad experience so far. After Trustpilot kind intervention, they contact us and provide all information and we are good now. From 1 to 4 stars! Thanks

Insurer: MetLife

By: CAROLINA GONZALEZ RIVERA

May 30, 2026

Reviewed my vet invoices and made the…

Reviewed my vet invoices and made the determination to reimburse in a timely manner

Insurer: MetLife

By: JP

May 30, 2026

Claims

Quick response for my claims Payouts are quick

Insurer: Fetch

By: Norman Landry

May 30, 2026

very quick turn around on claim

took my pup to emergency vet on a saturda...and My claim was approved in less than 24 hours over the weekend and I had my money deposited back by next business day! I am super impressed with how fast and easy it was to send in my claim.

Insurer: Trupanion

By: Nicole Pellegrini

May 30, 2026

Process

Usually quite responsive to submitted claims. If they need other information, they do request it without wait. Customer service responsive and courteous

Insurer: MetLife

By: customer

May 30, 2026

Great customer service and very fast…

Great customer service and very fast turnaround with reimbursements. Communication is always polite and professional as well. I highly recommend Embrace Pet Insurance

Insurer: Embrace

By: Victoria BECK

May 30, 2026

This was the first time using insurance…

This was the first time using insurance after having it for many years. I was so grateful to have it, in the middle of a very stressful health event for our sweet dog. Not even it made a huge difference in the overall expense, but the approval was very fast and the process very seamless. I also appreciated the call follow up to make sure that all was well and checking if I had any questions. Definitely a way better experience than human health insurance. Thank you!!

Insurer: Trupanion

By: Narcisa

May 30, 2026

The company is taking forever to…

The company is taking forever to approve my claims. They approved claims that I recently submitted but still have not approved claims from previous appointments.

Insurer: Pumpkin

By: Brittany Mignoli

May 30, 2026

My first claimed was processed within…

My first claimed was processed within minutes however the second it has been a week. I called to find out why the second was not processed but the explanation was not very clear. Still waiting to be processed.

Insurer: Pumpkin

By: Anna

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