Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

58,461 total


Verified January 03, 2026

Disappointed

Every step of the way, Trupanion has done everything possible to deny claims that should be covered under the plan we pay for as evidenced by our appeal going through after a quick call with our vet. We have had terrible experiences over the past three years with Trupanion and plan to move to a new company. We will not be recommending this company to our friends and family.

Insurer: Trupanion

By: Ben

Verified January 03, 2026

Michael listened to what type of…

Michael listened to what type of coverage I wanted, provided advice and didn't try to push me to get more than I need

Insurer: Nationwide

By: customer

January 03, 2026

The claims dept doesn't read

The claims dept doesn't read. They sent my claims back saying it needed more info and hospital records without giving me the invoices that were in question, dates or anything at all that would be helpful. I spent over an hour on the phone with someone trying to figure out what the problem was. Claims simply didn't read the invoice and passed it off. They need to look with their eyes, not their keyboard!!! Very aggravating.

Insurer: Pets Best

By: Robin

Verified January 03, 2026

Wish the refund was a little quicker…

Wish the refund was a little quicker but they do a great job in communicating.

Insurer: MetLife

By: KM

Verified January 03, 2026

Very easy to use and quick…

Very easy to use and quick reimbursement. I highly recommend this insurance.

Insurer: Pumpkin

By: Anna Philhower

Verified January 03, 2026

Quick Turnaround

Service at MetLife has improved dramatically. Processing time is now down to less than a week.

Insurer: MetLife

By: Kim Archuleta

Verified January 03, 2026

There is always a prompt response

There is always a prompt response to my claims. Clear explanation of payment and always available to answer any eI have.

Insurer: MetLife

By: Paulette Hilbun

Verified January 03, 2026

It takes 1 month from application to…

It takes 1 month from application to get the coverage. That is awful.

Insurer: Nationwide

By: customer

Verified January 03, 2026

MetLife pet insurance has been great

MetLife pet insurance has been great! We have a 9 month old puppy and they have definitely saved us from some expensive emergency and routine bills.

Insurer: MetLife

By: customer

Verified January 03, 2026

My cat would not be alive today if I…

My cat would not be alive today if I didn’t have Trupanion. My vets office submits the claim for me and I don’t even have to wait 10 minutes later for a response from Trupanion. In an emergency situation this takes the edge off making decisions for my pet’s medical care. Thank you.

Insurer: Trupanion

By: Brittney

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