Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

61,181 total


Verified March 07, 2026

Trupanion pet insurance is a lifesaver!!

Trupanion pet insurance is just amazing! We got it for our Dachshund 3 years ago and we are so glad we did. We didn’t need until just recently when he needed back surgery for IVDD. Trupanion paid a majority of the bill and we only had to come out of pocket a small amount. We are so thankful for Trupanion! We highly suggest you get Trupanion for your pet!

Insurer: Trupanion

By: Leslie

March 07, 2026

Simply THE best

We have recently experienced a very stressful period with our dog. Over the more than 2 months it has taken to help him successfully recover, ASPCA Pet Health Insurance has nothing short of a blessing! Previously, we did not insure pets, but now being retired and on a limited/fixed income, decided to when we added Rufus to our little family. During this difficult time, ASPCA was amazing. The claim filing process is simple, the response time is outstanding, and the coverage is superb AND affordable! We live in true "dog lover country" here and I recommend ASPCA whenever I can!! In a time of automated/AI driven unresponsive service providers, it has been a joy to quickly and EASILY reach a real person when necessary and get clear, concise assistance. THANK YOU for providing THE best customer service!

Insurer: ASPCA

By: Charmene Wellerritter

March 07, 2026

Better than I could have hoped for

My dog Georgie has been plagued with injuries and illnesses throughout her life. Having Per Best insurance has allowed me to provide Georgie with the best possible care. Pet Best’s claims process is incredibly easy. They’re timely with reimbursements and have communicated with me at every step of the way.. I have recommended Pet Best to every pet owner I know. It is refreshing to work with a company that actually makes my life easier.

Insurer: Pets Best

Veterinarian: Country View Veterinary Clinic

By: Georgie

Useful
Verified March 07, 2026

Reasonable prices

Reasonable prices and great coverage

Insurer: MetLife

By: Desiree Garza

March 07, 2026

Pets Best Came Through for Our Golden Retriever's Dental Need

Well, it all started with something we weren't expecting - our Golden Retriever Teddy somehow had the tip of his right canine tooth break off. Our guy's health has always been a top concern for us, and we've always supported it by including Pets Best insurance in his care. His plan has always been there, but we had never had a need until now. Our regular Vet referred us to a canine dental specialist since the canine tooth is a critical tooth in the health of a dog. Our dental specialist said we were seeing them at the right time and the tooth could be saved. Well, who knew dogs could get a root canal and crown? We sure didn't, but we are glad our dentist was able to save Teddy's tooth. Come to find out many of the staff at the doggie dental office also rely on Pets Best for their own pets. Our paperwork was well prepared and the submittal process with Pets Best was very easy. We were kept informed via both email and status reported via the app on our phone. While it took a couple of weeks to process, the procedure was approved and we were reimbursed. Yes, we were happy that Pets Best fulfilled the claim... it makes us feel like they understand how important our pet's health is to us, and being there when we really needed it helps keep our family financially stable. Pets Best has been a good investment for us, and certainly a good investment for our pup Teddy. Thank you!

Insurer: Pets Best

Veterinarian: Apex Veterinary Specialists - Dentistry

By: Christopher

Useful
Verified March 07, 2026

Easy to send in vet bills

Easy to send in vet bills. Fast payment.

Insurer: Spot

By: Gayla Fontaine

Verified March 07, 2026

Ease of settling claims

Ease of settling claims

Insurer: Trupanion

By: Gwen

March 07, 2026

Had the worst experience possible with…

Had the worst experience possible with this company. They denied all of my claims for my kitten, claimed everything was a pre existing condition, and I could not easily find an email / phone number to contact them. Would not recommend.

Insurer: Fetch Canada

By: Brigitte Malana

Verified March 07, 2026

SPOT Insurance

Easy to use, coverage is clear, and great customer service.

Insurer: Spot

By: Michael Montalbano

Verified March 07, 2026

Excellent Coverage Through Fetch

Our 8-year old Boston Terrier began experiencing issues with her left eye (corneal ulcer, conjunctivitis, ectopic cilia, benign mass). After multiple doctor visits to our regular veterinarian, care was transitioned to an ophthalmologist who discerned that she was suffering from an ectopic cilia that caused many of the other issues with her eye. Our Boston Terrier underwent surgery and then I submitted multiple claims (invoices and medical records) to Fetch for the multitude of visits. As they have done in the past with another pup, Fetch paid a 90% reimbursement after the deductible was met. We are appreciative for the clarity in which Fetch uses in the reimbursement process along with the quick reimbursement—and most importantly our Boston Terrier is healthy and happy again!!!

Insurer: Fetch

By: Misty

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