Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

61,181 total


Verified March 09, 2026

Best pet insurance we’e had!

MetLife has made it possible for us to keep our French Bulldogs safe and healthy. They are excellent to work with and quick with their reimbursements.

Insurer: MetLife

By: customer

Verified March 09, 2026

Pet Insurance Took Away My Stress Around Vet Bills

I got pet insurance this year now that I have officially moved out on my own and adopted 3 cats. We took them for a checkup and bloodwork at the vet to make sure they’re all doing well, and the claim process was very easy and I was reimbursed fast! Having MetLife pet insurance has taken away the stress that comes with vet bills, and I never have to sit at home wondering, “Does this seem important/dangerous enough to take them in to the vet?” because now I can take them in for any worry without being scared of the bill after.

Insurer: MetLife

By: Brooke

Verified March 09, 2026

Excellent process in reviewing claims

Excellent process in reviewing claims. very prompt and ACH funding in a few days.

Insurer: MetLife

By: Leonardo Acosta

Verified March 09, 2026

MetLife makes it easy to submit and…

MetLife makes it easy to submit and receive claims. Very happy with this service!

Insurer: MetLife

By: Thomas Lower

Verified March 09, 2026

Easy to file a claim and settle claims

Easy to file a claim and settle claims. Pet insurance made easier to navigate through a difficult time.

Insurer: Prudent Pet

By: Anthony Nguyen

Verified March 09, 2026

$1,500 vs $10K saved our boy!

We recently had to go through quite the ordeal with our 10yo lab, Bon. He had a slipped disc the week before Christmas. Thankfully, with Trupanion Vet-Direct Pay we were able to get our boy an MRI and surgery without trying to figure out how to pay a $10K+ MRI/Surgery/Hospitalization costs. Trupanion pre-approved the costs and we were only responsible for a small deposit of what wasn’t covered. This saved my guy from suffering through pain management and eventually becoming paralyzed. I’ll never not have Trupanion!

Insurer: Trupanion

By: Joy

Verified March 09, 2026

It usually eventually pays but they…

It usually eventually pays but they make you jump through hoops to prove what you had done was true even with vet soap motes. All people on phone are extremely helpful and kind.

Insurer: MetLife

By: customer Dorine

Verified March 09, 2026

Claim was paid on time and all seems…

Claim was paid on time and all seems accurate

Insurer: MetLife

By: Catherine

Verified March 09, 2026

Easy to use - Fast to pay

Trupanion makes the process so easy and they are always fast to pay the claim. Thank you!

Insurer: Trupanion

By: Julie

March 09, 2026

Our small Chhuahua Pebbbles had 5…

Our small Chhuahua Pebbbles had 5 strokes last week after being attacked by another dog. Pet Emergency in Palm Beach Gardens Florida had her in minutes. The team of doctor and assistants did a fantastic job of gettin her on her feet. They kept her 24 hours and administered exceptional care. We filed a claim true Pet Emergency and the claim was settle within minutes. We have been with Trupanion for several years and have nothing but praise for the servce and customer care, especilly in time of needs.We highly recommend.

Insurer: Trupanion

By: Bob Armand

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