Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

61,181 total


Verified March 10, 2026

Worth the expense for peace of mind.

Fast claim settlement.

Insurer: Spot

By: Sandra Townend

Verified March 10, 2026

super easy to submit claims and get the…

super easy to submit claims and get the insurance you want

Insurer: Spot

By: TJ

Verified March 10, 2026

Easy to make a plan and find a good…

Easy to make a plan and find a good price with the right coverage

Insurer: MetLife

By: Mason Beesley

March 10, 2026

Embrace is easy filingin

Embrace is easy filing, & a quick refund is made. I especially enjoy the very helpful and patient people when you call to inquire about how to do it or what to expect. Very helpful and very patient. Thank you so very much!

Insurer: Embrace

By: Carole

Verified March 10, 2026

Very quick decisions on claims

Very quick decisions on claims. Good reimbursement.

Insurer: Trupanion

By: SHARON

Verified March 10, 2026

Claim was submitted at my vet’s office…

Claim was submitted at my vet’s office and was approved within minutes. I only had to pay costs not covered and not wait weeks for reimbursement.

Insurer: Trupanion

By: Patricia

Verified March 10, 2026

Filing claims are easy and the turn…

Filing claims are easy and the turn around time is quick

Insurer: Healthy Paws

By: Stacy Drechsel

Verified March 10, 2026

The app makes filing a claim easy

The app makes filing a claim easy. Claims are processed quickly.

Insurer: Spot

By: Georgia Lawrence

March 10, 2026

A total scam—Do not waste your money on…

A total scam—Do not waste your money on Healthy Paws I’ve been paying over $500 a month for three dogs for more than a year and have zero to show for it. We filed our first claim for a puppy with no past medical records, and Healthy Paws has dragged this out for months with nothing but excuses and dead ends. They’re demanding “medical records” for a puppy who has none—utterly ridiculous and completely irrelevant. Every time I call, I get staff who are painfully ignorant of basics and unable to escalate. They lie about supervisors being available, keep me on hold for 40 minutes, and then vanish into a circle of meaningless promises. It’s a grand show of incompetence and avoidable delays. Finally, they closed the claim and denied it for “lack of medical records,” which is ludicrous for a puppy with no history. I canceled the plan out of sheer frustration and anger at the incompetence and the money wasted on nothing but bureaucratic roadblocks. Bottom line: this company is a scam disguised as pet insurance. Poor communication, zero accountability, and a system designed to stall. Do not under any circumstances sign up with Healthy Paws.

Insurer: Healthy Paws

By: Lisa Gutman

March 10, 2026

Poor Service, The Worst!!!!!

I’ve had my pet insured with Bets Best for over 5 yrs. The Co. must have changed hands! They are the worst! I can’t get them to pay an $83 dollar came I submitted the first of Jan. 2026 today is 3/9/2026. They told me on 2/10/2026. In a letter& I quote “At this time, this delay notification does not require any additional information from you” As of today 3/9/ 2026 it is still UNPAID!

Insurer: Pets Best

By: Robert Mayfield

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