Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

61,181 total


Verified March 16, 2026

Easy to make a claim

Easy to make a claim, quick respinse

Insurer: MetLife

By: Daisy

Verified March 16, 2026

Very positive experience

Claims were easy to submit and response times were faster than anticipated. Our claims were covered and paid promptly.

Insurer: MetLife

By: SD

Verified March 16, 2026

Claims

The claim process was easy with a quick turnaround of payment.

Insurer: Fetch

By: customer. BK

March 16, 2026

Good coverage and fast claim…

Good coverage and fast claim processing, but small things don't smell good. I made a change to my coverage (copay/limits), and later I found out there were changes in the overall policy that excluded taxes from their coverage. So in Ontario, where there is a 13% HST, that is a substantial impact. However, that was buried in the policy when I supposedly change the numbers (premium, copay, limits) only. Felt quite sneaky to me.

Insurer: Fetch Canada

By: Augusto Quadros Paes de Barros

Verified March 16, 2026

Spot Pet Insurance is absolutely the…

Spot Pet Insurance is absolutely the best! As being new to this insurance I didn’t know what to expect but it was above and beyond of my expectations Fast and easy to file claim and covered 90 percent which was deposited into my account within a week I highly recommend this insurance to everyone that has a pet!

Insurer: Spot

By: Lagunalogan

Verified March 16, 2026

I recommend Trupanion to any pet owner

I recommend Trupanion to any pet owner. They provide great coverage that is simple and easy to navigate. Customer service is also amazing. If only human insurance was this good!

Insurer: Trupanion

By: Rachel

Verified March 16, 2026

Good Service

Customer Service and claim response time.

Insurer: Spot

By: Hawkins

Verified March 16, 2026

Submitting claims is an easy process

Submitting claims is an easy process. The turn around for the payment is very quick.

Insurer: Trupanion

By: Michelle

Verified March 16, 2026

Submitting the claims are easy and the…

Submitting the claims are easy and the reimbursement was very quick.

Insurer: MetLife

By: customer

March 16, 2026

"While my claims weUnprofessional administrative hurdles and zero accountabilityre eventually…

"While my claims were eventually approved, the process with Pets Best is a nightmare of intentional delays. They repeatedly rejected my digital receipts, demanding that I handwrite the claim number on them and re-upload—a ridiculous tactic in a digital age. Even worse, they rejected new claims by mistake, lazily claiming they were 'duplicates' without actually checking the dates or services. Despite their clear errors, they never offered a single apology. They seem to rely on frustrating customers into giving up. Highly unprofessional. If you want a smooth experience, look elsewhere.

Insurer: Pets Best

By: Kunhan

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