Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

58,461 total


Verified January 13, 2026

Great response to every claim

Great response to every claim. Claim processing is very quick. Best part, live customer service.

Insurer: MetLife

By: Karla

Verified January 13, 2026

Claim experience

I placed a claim in December which was processed quickly. I needed to contact you regarding release of medical records and your associate handled everything pleasantly and thoroughly. Thank you for a great experience.

Insurer: Spot

By: Pamela Langell

Verified January 13, 2026

I will not recommend MetLife pet insurance

I liked the responsiveness to claims and the help of the folks i talked to. I did NOT appreciate you charging me premiums for my healthier dog that is still living that would completely cover the max you might possibly pay out. My other dog used the max benefits last year and he had to be put to sleep. I paid WAY more out of pocket that metlife understandably wouldn’t cover. But there’s no way it makes sense to effectively drop my other dog because of that. You are constructively dropping my dog when you charge premiums equal to the max payout. I will NOT recommend you.

Insurer: MetLife

By: Andree

Verified January 13, 2026

I love this company

I love this company! Couldn’t be easier to submit claims and get money back. Been with them a few years now. Very happy. Thanks!

Insurer: MetLife

By: Leslie

Verified January 13, 2026

At checkout I mentioned we have…

At checkout I mentioned we have Trupanion, and within 5 minutes the claim was paid. So simple, I didn't have to do anything.

Insurer: Trupanion

By: Cathy Young

Verified January 13, 2026

Easy steps with the process

Easy steps with the process

Insurer: MetLife

By: Sridhar Maharna

Verified January 13, 2026

Easy process to submit claims.

Easy process to submit claims.

Insurer: MetLife

By: customer

Verified January 12, 2026

MetLife always processes my boys claims…

MetLife always processes my boys claims quickly and efficiently. We are very happy with them <3

Insurer: MetLife

By: Carol Waters

Verified January 12, 2026

I’ve submitted a few claims now and…

I’ve submitted a few claims now and they’re always handled quickly and accurately. That makes a good experience, however it does take a long time to receive a check there are some of us that don’t have checking accounts any longer. 😊

Insurer: Spot

By: Laura Bukvich

Verified January 12, 2026

Hands down the best pet insurance in…

Hands down the best pet insurance in the industry! Filed a claim over the holidays, had a direct deposit in 3 days. 80% of my money back! Excellent customer experience!

Insurer: MetLife

By: Francis Pa.

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