Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,641 total


June 15, 2026

Easy to upload receipt

Easy to upload receipt. It did take about 10 days to get payment from claim from day I submitted.

Insurer: MetLife

By: Cindi Gatewood

June 15, 2026

Effortless claim processing

Effortless claim processing

Insurer: MetLife

By: customer

June 15, 2026

It was easy to make a claim and payment…

It was easy to make a claim and payment was fast.

Insurer: MetLife

By: customer

June 15, 2026

Quick and easy!

Easy to submit documents for a recent claim and the claim was quickly processed! Thanks!

Insurer: MetLife

By: Rachel Roberson

June 15, 2026

Easy access to navigate mobile app and…

Easy access to navigate mobile app and submit claims. Excellent response time.

Insurer: MetLife

By: Sue C

June 15, 2026

Spot pet insurance so far has lived up…

Spot pet insurance so far has lived up to my expectations and have responded quickly to my claims.

Insurer: Spot

By: Judy M

June 15, 2026

So disappointing

If my dog gets diagnosed with a periodontal disease, it will be considered a pre-existing condition and not covered under her insurance. I was told that this was a brand new thing and it’s ludicrous. I need to have her teeth cleaned and was looking at an $800 bill. I have just been so disappointed with this insurance and more than likely will change once her policy expires later this year.

Insurer: MetLife

By: Kate

June 15, 2026

Very happy with Trupanion coverage!

Very happy with Trupanion coverage!

Insurer: Trupanion

By: Ann Denue

June 15, 2026

Reimbursement for thorn in paw

It was easy to determine coverage amounts and what went toward the deductible.

Insurer: Fetch

By: Gina Weihert

June 15, 2026

I firmly believe your company simply…

I firmly believe your company simply takes our money every month and doesnt' pay for ANYTHING. If our dog wasn't so old, we would definitely cancel. This was the first time you actually paid anything. Never again.

Insurer: Trupanion

By: Beth

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