Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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Very unhappy
I would not recommend Embrace to anyone. I only filed one claim and to date I do not have any resolution. Everytime we submit info they ask for more. I think it is a scam and I am going to cancel. So disappointed.
Insurer: Embrace
By: kathleen Baxter
They paid on time and as advertised.
They paid on time and as advertised. A good experience.
Insurer: Spot
By: Michelle Schaner
Easy claims, good service
Easy to navigate the website and make claims. Spot reached out to the vet for the additional information needed for the claim. Reimbursements fast and accurate.
Insurer: Spot
By: Cindy
Everything with Spot Pet Insurance
Everything with Spot Pet Insurance works smoothly. Starting with the Claim Form. communication to payment. Adding peace of mind. My daughter highly recommended Spot. I’m so happy I listened to her.
Insurer: Spot
By: Deborah T
Spot was SO easy to work with and we…
Spot was SO easy to work with and we got our money fast. Thank you so much, I will continue to use your services
Insurer: Spot
By: kayla kennea
In the midst of dealing with a sick and…
In the midst of dealing with a sick and very cherished pet, spot pet insurance was the easiest part of the situation. Filing a claim was easy and in 10 days had my reimbursement in my account. No phone calls, emails and fighting back and forth like I had with former pet insurance company. I am so grateful for how easy this was and how quickly the turn around time was.
Insurer: Spot
By: Kristina Dietrich
Embrace not paying claims. Their portal has been down since May…
Their portal has been down since May and you can't make a claim. I spoke to customer service and emailed them my claims with documentstion at tchandler@ embracepetinsurancecom which they confirmed they received. Since then they've emailed me rejecting my claims because of no supposed documentation. I have 5 claims they haven't paid at this time.
Insurer: Embrace
By: Susan Fischler
1st time I had to use it
1st time I had to use it. Had no problems.
Insurer: Trupanion
By: Pamela Lutz
Quick turnaround on payouts
Quick turnaround on payouts. What was not good was you advertising Vetster for Micro after he passed away. We are heartbroken and that was hard to see. The insensitivity was noted.
Insurer: Fetch
By: Valerie