Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

58,154 total


Verified January 13, 2026

Coverage - Read what it covers!

I thought when I purchased this policy that it would cover more than what it does. My bad.

Insurer: Nationwide

By: Diane Gonzalez

Verified January 13, 2026

Trupanion’s unwavering support has been a Godsend!

I have two French Bulldogs covered with Trupanion, Hazel Mae and Harvey. Hazel Mae had two mast cell tumors removed and had to go through chemo for a year. She has since had some very scary liver issues that so far have been treatable. All of these claims have been processed by simply submitting them through the app. No denials, no surprises and no fighting to get them covered. Without Trupanion’s support, it would have been a huge financial burden to getting Hazel Mae the care she needed. With Trupanion’s support, we were able to get an early diagnosis on her cancer and get her the treatment she needed to be cancer free for 6 months now! My husband and I will do everything we can for our babies, even if it means spending every last dime to keep them healthy. Thankfully, Trupanion’s support makes this a much more financially feasible goal.

Insurer: Trupanion

By: Pamela

Verified January 13, 2026

Excellent service every step of the claims process

They make the claims process about as simple as it can be and resolve claims quickly and very satisfactorily. Also, unlike previous pet insurance companies I've used, they don't cancel the policy or raise the rates to outrageous levels after paying out significant claims.

Insurer: Fetch

By: Nora Allen

Verified January 13, 2026

Great response to every claim

Great response to every claim. Claim processing is very quick. Best part, live customer service.

Insurer: MetLife

By: Karla

Verified January 13, 2026

Claim experience

I placed a claim in December which was processed quickly. I needed to contact you regarding release of medical records and your associate handled everything pleasantly and thoroughly. Thank you for a great experience.

Insurer: Spot

By: Pamela Langell

Verified January 13, 2026

I will not recommend MetLife pet insurance

I liked the responsiveness to claims and the help of the folks i talked to. I did NOT appreciate you charging me premiums for my healthier dog that is still living that would completely cover the max you might possibly pay out. My other dog used the max benefits last year and he had to be put to sleep. I paid WAY more out of pocket that metlife understandably wouldn’t cover. But there’s no way it makes sense to effectively drop my other dog because of that. You are constructively dropping my dog when you charge premiums equal to the max payout. I will NOT recommend you.

Insurer: MetLife

By: Andree

Verified January 13, 2026

I love this company

I love this company! Couldn’t be easier to submit claims and get money back. Been with them a few years now. Very happy. Thanks!

Insurer: MetLife

By: Leslie

Verified January 13, 2026

At checkout I mentioned we have…

At checkout I mentioned we have Trupanion, and within 5 minutes the claim was paid. So simple, I didn't have to do anything.

Insurer: Trupanion

By: Cathy Young

Verified January 13, 2026

Easy steps with the process

Easy steps with the process

Insurer: MetLife

By: Sridhar Maharna

Verified January 13, 2026

Easy process to submit claims.

Easy process to submit claims.

Insurer: MetLife

By: customer

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