Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

58,154 total


Verified January 12, 2026

MetLife always processes my boys claims…

MetLife always processes my boys claims quickly and efficiently. We are very happy with them <3

Insurer: MetLife

By: Carol Waters

Verified January 12, 2026

I’ve submitted a few claims now and…

I’ve submitted a few claims now and they’re always handled quickly and accurately. That makes a good experience, however it does take a long time to receive a check there are some of us that don’t have checking accounts any longer. 😊

Insurer: Spot

By: Laura Bukvich

Verified January 12, 2026

Hands down the best pet insurance in…

Hands down the best pet insurance in the industry! Filed a claim over the holidays, had a direct deposit in 3 days. 80% of my money back! Excellent customer experience!

Insurer: MetLife

By: Francis Pa.

January 12, 2026

Could not process my claim online

Could not process my claim online. Had to call and then submit via email. Pets Best needs to fix their technology platform. Transition did not go well. And then because we did our wellness check 7 days before auto-renewal, Pets Best did not cover the full amount of the claim. So much for being efficient...

Insurer: Pets Best

By: John

Verified January 12, 2026

Good fast response to claims filed

Good fast response to claims filed. Fairness on what is covered and not covered. It would be a little better if I could just forward my vet bills that I have copies of by e-mail-mail to you. Now I make copies and send them by mail or FedEX.

Insurer: MetLife

By: AA

Verified January 12, 2026

The new submission set up is great

The new submission set up is great. Claims seem to be going smoothly quicker and easier. Fast payment too. Thank you.

Insurer: MetLife

By: customer

Verified January 12, 2026

Easy to Manage

I find it easy to submit paperwork and a clear summary of what is accepted or declined and why.

Insurer: MetLife

By: Irma J

Verified January 12, 2026

great price and coverage

great price and coverage

Insurer: MetLife

By: Jose Escalante

Verified January 12, 2026

Filing a claim is so quick and easy

Filing a claim is so quick and easy. Took only a couple minutes to upload vet statements and claim was approved within hours.

Insurer: Trupanion

By: Lawrence Sager

January 12, 2026

Was told my preventative was covered…

Was told my preventative was covered and only a third of it was covered

Insurer: Pets Best

By: Charles

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