Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,641 total


June 18, 2026

SPOT ins IS A SCAM

THIS IS THE WORST EXPERIENCE I HAVE HAD IN A VERY LONG TIME. THEY DO NOT PAY CLAIMS - THEY ARE A SCAM

Insurer: Spot

By: Debra

Useful
June 18, 2026

Happy Customer

I am so happy with the service I've been provided over the last almost 10 years with my dogs & Pets Best. We haven't had any issues and the claims are processed very quickly. I recommend pet insurance and this company to any and everyone. My eldest dog has had a knee replacement, gets arthritis injections, and gets chronic ear infections so safe to say we have a lot of claims & it's an easy process.

Insurer: Pets Best

Veterinarian: Plymouth Veterinary Hospital

By: Marisa

Useful
June 18, 2026

Happy customer!

"My poor pup was diagnosed with heartworm, and I am so happy with PetsBest handing of my claims. His brother was diagnosed as well (they were rescues from Texas), and his owners insurance would not cover it. So glad I chose this company for my dog's insurance!"

Insurer: Pets Best

Veterinarian: Brewster Veterinary Hospital

By: Amy

Useful
June 18, 2026

Carmy

Our two year old Jack Russell rescue went from high energy to no energy in less than a day, and a trip to the Pet ER revealed a diagnosis of IMHA. After one transfusion, we had to put him down. all within 72 hours. Pets Best processed our claim quickly and to our satisfaction and even refunded the balance of our premium. I highly recommned Pets Best.

Insurer: Pets Best

By: Shari

Useful
June 18, 2026

Great experience

Great experience! It was easy process to submit claims and coverage is really comprehensive.

Insurer: Pumpkin

By: Milena

June 18, 2026

I am so glad that I had pet insurance…

I am so glad that I had pet insurance for my dog. It was easy to fill out a claim, and I was paid within a week.

Insurer: Spot

By: Don Heaton

June 18, 2026

Easy and affordable

Healthy Paws makes it easy to submit a claim and coverage is straight forward and hassle-free. It’s also affordable for us which is a huge plus.

Insurer: Healthy Paws

By: Sloane

June 18, 2026

Coverage for skin issues and policy of…

Coverage for skin issues and policy of waiting 1 year I Is joke My dog had a cabin back from scratching which resolved with cleaning and a application of topical antibiotic. Months later he xeveloped an external ear infection from playing in pool . Told not covered because he had skin condition a year ago. Now haveto wait anther year for any skin to be covered for fx. Shame on USAA for supporting this company.

Insurer: Embrace

By: Frank Hile

June 18, 2026

I thought it was a good idea to get pet…

I thought it was a good idea to get pet insure. It's a SCAM don't bother, they will never cover anything. I'm learning the hard way that it's cheaper to just put aside $100 a month for when they get older. I'm done, do yourself a favor and do the same.

Insurer: Trupanion Canada

By: Joe

June 17, 2026

Healthy Paws has been extremely great

Healthy Paws has been extremely great, will all my French Bulldogs health issues. I have a 7 year old frenchie that has had breathing issues and a 9 year old frenchie that has a mast cell tumor. They have never questioned any of our invoices we have submitted. I would highly recommend them.

Insurer: Healthy Paws

By: Ronelle Wilson

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