Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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⭐⭐⭐⭐⭐Awesome
⭐⭐⭐⭐⭐ Healthy Paws has been absolutely incredible for our dog, Duck. They reimburse exactly what they promise (90% in our case) and they cover everything — diagnostics, testing, and even surgery. As Duck has gotten older and more medically complex, having an insurance company that actually supports us has been priceless. What really sets Healthy Paws apart is how fast and easy everything is. Most of our claims are paid within just a few days. We submit the claim info given to us by our vet and they just take care of it — no stress. When you have a medically fragile pet, you need peace of mind, and Healthy Paws truly gives that. We are beyond grateful for them and would absolutely recommend them to anyone who loves their pet and wants real coverage they can rely on.
Insurer: Healthy Paws
By: Customer
Fast claim service
Fast claim service. Helpful representatives.
Insurer: Pumpkin
By: Judyb
Great service
Claim submission easy. Claim payment prompt and understandable. Made according to my policy terms
Insurer: Pets Best
By: Sheree
FETCH PET IS A CRIMINAL INSURANCE COMPANY
I have never come across a more criminal organization in my life. I know countless people using other insurance companies who aren't paying the absolutely ridiculous fees I am. My dog is a healthy 5 year old, and while he is a French bulldog, so that means he comes with a higher premium to begin with as it's a problematic breed, I am FLOORED and what I am being asked to pay. This dog has had ONE claim in the year 2025. ONE. For $1600 dollars. I was already paying $295 a month for 80% coverage which is WAY more expensive than anyone I know. I just received an email today stating they have bumped up his monthly fees to $416. FOUR HUNDRED AND SIXTEEN DOLLARS A MONTH. WHEN WE HAD ONE CLAIM FOR THE WHOLE YEAR? THIS IS HIGHWAY ROBBERY. In what universe can someone afford to pay that for their dog. My other dog, also a French Bulldog, I am paying $355 a month for 70% coverage. She has had many claims, so I understand her premiums go up slightly but I was already outraged and incredibly UNHAPPY at $355 dollars a month. My sister is with Trupanion and has an unlimited annual limit and is paying 240 a month for TWO cats that have made TONS of claims. I have a friend who is with a different company and has an English bulldog. This dog has been RIDDLED with issues all of its 9 long years of life. My friend has had an increase from $80 to $145 dollars OVER HER NINE YEARS OF LIFE. My Dogs are 5 and 5 and a half. MAKE THIS MAKE F***ING SENSE. I would never ever recommend this company to even my worst enemy. They are a greedy corporate villain and I am disgusted as a customer. I am now considering ALL options to be able to leave this nightmare of an insurance company. SHAME on FETCH PET FOR BANKRUPTING PEOPLE!!!!!!!!!!!!!! I am sure the CEO is in his 200 million dollar yacht laughing at my comment as we speak.
Insurer: Fetch Canada
By: Shawna Matheson
I was very surprised that the claim was…
I was very surprised that the claim was handled quickly.
Insurer: Healthy Paws
By: Cynthia Wallace
Claims are easy to submit when I had a…
Claims are easy to submit when I had a problem it was quickly resolved.
Insurer: Embrace
By: Edward
Figo has really come through with…
Figo has really come through with helping pay for my dog's medical bills. I have been really impressed with how fast claims are being processed and paid (3-4 days), the app is very easy to navigate so submitting claims has been simple. I highly recommend FIGO
Insurer: Figo
By: Jodie Campitelli
Terrible company to do business with
Terrible company to do business with. Nothing is really covered.
Insurer: Fetch
By: White Dog Arms
Putting in a claim was quick and easy
Putting in a claim was quick and easy! Payment receided the next day! Fantastic service!
Insurer: MetLife
By: Janet Baker