Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

58,154 total


Verified January 14, 2026

Absolutely wonderful experience

Absolutely wonderful experience! The premium price is reasonable, their mobile app is easy to use, they explain exactly what’s covered, they approve and pay claims fairly quickly. I wish they covered preventive care…. Other than that Healthy Paws is awesome!

Insurer: Healthy Paws

By: GB

Verified January 14, 2026

Easy process and quick reimbursement

Multiple pet claims, but quick and easy process.

Insurer: Nationwide

By: SJL

January 13, 2026

Unfaithful practices, just don’t do it.

I chose this company based on their positive reviews, but my experience has been a nightmare. I enrolled my 4-year-old cat a few months ago, but upon submitting our first claim, they denied it immediately. After reviewing her records, they have now flagged every previous minor issue as "chronic," effectively ensuring that nothing she is seen for in the future will be covered. It feels like a bait-and-switch. What is the point of paying for insurance if the policy is designed to never pay out? Save your money and look elsewhere.

Insurer: Embrace

By: Noah Petramala

Verified January 13, 2026

Your fast turnaround time!!

Your fast turnaround time!!

Insurer: Trupanion

By: SAF

January 13, 2026

I took out Pets Best insurance a couple…

I took out Pets Best insurance a couple of months ago, it was very easy to set up and choose exactly what you want. Cody had his yearly checkup and I submitted the bill to Pets Best, within 3 days we received an email telling me how much was covered and to expect payment. My wife and I were very impressed with your quick service and ease of opening a claim. Thank you!!

Insurer: Pets Best

By: Jerry Smith

Verified January 13, 2026

Fast payment of claims

You react fast to my claims and privide clear reasons for payments to me abd reasons.

Insurer: Trupanion

By: Martine

Verified January 13, 2026

Easy Claims Process

I found the claims process very easy with a quick turn around time for reimbursement.

Insurer: Fetch

By: Katharine Hesson

Verified January 13, 2026

I couldn’t recommend Healthy Paws more!

I couldn’t recommend Healthy Paws more. My girl Layla has been covered since a puppy. She’s 8 now. As with any insurance you don’t realize the impact until it’s absolutely needed. Then in swoops Healthy Paws, like a super hero, to come along side us when medical procedures for our girl needed to be done. The monthly payments and deductibles are reasonable. Believe me, Healthy Paws, shows its value when you need it the most. The peace of mind having Healthy Paws in your families corner is unmatched. We’ve learned that recently. Suggestion? Start early.

Insurer: Healthy Paws

By: EFonseca

Verified January 13, 2026

Easy process

I was very impressed with how easy it was to file my claim and how quick it was to go through. So far so good with Fetch!

Insurer: Fetch

By: RICHARD MARTINEZ

January 13, 2026

HIDDEN TERMS BEWARE

Healthy Paws denied claims over 90 days. They say it's posted but it must be hidden because we can't locate it. I was being treated for medical disability(cancer) causing late submission. Extremely disappointed, had three dogs covered-I will not have a fourth. Beware !

Insurer: Healthy Paws

By: Sean O'Connor

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