Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

60,642 total


Verified March 21, 2026

Once we found out the required…

Once we found out the required documentation the claim was handled quickly. It was necessary for a blood draw before surgery, it would have been good to cover at least part of that.

Insurer: MetLife

By: Jack Chorpenning

Verified March 21, 2026

Great coverage and processing claims quickly

Processing claims in a timely manner. Also, getting pre approval for procedures for my pup. Great insurance coverage!

Insurer: Trupanion

By: Nisha

Verified March 21, 2026

I just submitted the bill from my vet…

I just submitted the bill from my vet for Max's operation and follow-up visits and it was quickly processed and paid. This was a relief as the bill was several thousand dollars. I am glad that we have Spot to help with the unexpected.

Insurer: Spot

By: Vincent A Degeorge

March 21, 2026

The coverage for illness and accident…

The coverage for illness and accident is deceiving. I had a very bad experience and would not recommend to anyone.

Insurer: Spot

By: Michelle Orawa

Verified March 21, 2026

very easy to file claim

very easy to file vet information and quick response from Fetch.. I would only request you consider more coverage for wellness care

Insurer: Fetch

By: Marilyn K

Verified March 21, 2026

The claim was processed faster than I…

The claim was processed faster than I thought it would be, so thanks for that.

Insurer: Spot

By: Richard Hodge

Verified March 21, 2026

Having Trupanion

Having Trupanion, using it real-time at the vet’s office, and not having to do the submission myself, having the reimbursement determined at the time, is such a relief and rewarding. Worth every penny!

Insurer: Trupanion

By: Joan

Verified March 21, 2026

First Time User

So easy to submit the claim, was reimbursed within a week directly to my bank. Awesome.

Insurer: Pumpkin

By: Susan

Verified March 21, 2026

The claim was processed quickly and it…

The claim was processed quickly and it went smoothly. I was very pleased with how the process went

Insurer: Fetch

By: Teresa

March 21, 2026

Extremely happy with Pets Best

I've been a customer for over a year. Added a 2nd pet this year. Couldn't be happier with the policy, and the claims process.

Insurer: Pets Best

Veterinarian: Florence Animal Hospital

By: Gloria

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