Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

62,907 total


Verified May 15, 2026

I LOVE Trupanion!

I LOVE Trupanion!! They are quick to review claims, very responsive when I have questions and have been wonderful to work with!

Insurer: Trupanion

By: Tammie Pyle

May 15, 2026

Don't buy this insurance.

This company has found a way to wiggle out of all but one of my claims for two different dogs over many years. I recently had to put down my dog and they even found a way to not pay for his euthanasia. I did not orignally have this company, Fetch bought out my old company. I always was reimbursed with my old company, but not with Fetch. They look for every reason to deny a claim.

Insurer: Fetch

By: Kari Churchill

Verified May 15, 2026

Excellent pet Insurance

I have had Healthy Paws Insurance for almost 8 years with my dog. It honestly was the best decision I made for my dog. It was so easy to put in a claim and receive the payment. I had to major surgeries for my dog and it was effortless to do a claim and receive the payments. I can not express enough how grateful I am.

Insurer: Healthy Paws

By: Lesley Lustig

Verified May 15, 2026

I submitted a follow up claim for an…

I submitted a follow up claim for an illness that was already in your system and now I'm being asked for 6 months records from the vet. That seems counter intuitive to me. I am going to send the papers when I get around to it this weekend

Insurer: Spot

By: Dennise

Verified May 15, 2026

Easy to use

It was so easy to place a claim and get reimbursed.

Insurer: Spot

By: Happy pet owner

Verified May 15, 2026

I had never filed a claim

I had never filed a claim. My yorkie was very ill and needed testing, meds, ultrasound and ivs. I submitted my claim for the entire costs. Spot processed my claim quickly and efficiently. I am very pleased with the company.

Insurer: Spot

By: MARY SUE OLIVER

Verified May 15, 2026

It is easy to submit claims and…

It is easy to submit claims and representatives are extremely helpful.

Insurer: MetLife

By: LISA

Verified May 15, 2026

The women we spoke to to file the claim…

The women we spoke to to file the claim was wonderful and helpful. We had no trouble submitting the claim.

Insurer: Spot

By: Patricia Telech

Verified May 15, 2026

Submitting a claim is very easy and…

Submitting a claim is very easy and there is never a problem being reimbursed.

Insurer: Spot

By: Thomas Scarangella

Verified May 15, 2026

Pumpkin is extremely responsive to…

Pumpkin is extremely responsive to whenever I submit either an estimate or an invoice. I appreciate their support and this coverage is well worth it.

Insurer: Pumpkin

By: Robin

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