Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

58,154 total


January 22, 2026

First Experience Nightmare

It has taken from 8/4/2025 until January 21, 2026 to finally get my claims processed. I can’t express any compliments on my fist experience.

Insurer: Pets Best

By: VW

Verified January 22, 2026

Easy process to open a claim and submit…

Easy process to open a claim and submit the paperwork. The reimbursement process is also very fast.

Insurer: MetLife

By: customer of two dogs

Verified January 22, 2026

Everything was so flawless

Everything was so flawless. I was able to submit my claims via the app and get a notification within a short period of time. It was great!

Insurer: MetLife

By: customer

Verified January 22, 2026

Easy to use and file claims!

Easy to use and file claims!

Insurer: Spot

By: Lindsay Kerlin

January 22, 2026

Takes FOREVER to process claims, annoying website

I’ve been with pets best for a couple of months now. At first the website was going through changes and I couldn’t log in (it still requires unnecessary authentication each time) and the app wasn’t working. Now the website and app are a little better but claims take forever. Like 4-6 weeks to process even if you upload all of your pets medical records AND they have your vets contact info. So frustrating. I have received so many “sorry for the delay” emails.. I’m going to explore other options. It’s too bad because they offer great insurance and could be so much better.

Insurer: Pets Best

By: NOEL FIORE

Verified January 22, 2026

Speed and Accountability by Trupanion

My dog Mocha needed quick attention. I took her to her veterinarian who quickly diagnosed the issue. The vet provided the care and cost Mocha needed to Trupanion. Within a very short time Trupanion provided the Vet the ok and she was quickly attended. Mocha is much happier and I'm relieved that she's feeling better and my expense was minimal.

Insurer: Trupanion

By: David

Verified January 22, 2026

This company is awesome

This company is awesome, they paid my claims promptly with no issues.

Insurer: MetLife

By: Wendy

Verified January 22, 2026

Filing a claim was quick and easy.

Filing a claim was quick and easy. Response was fast. Whole process was smooth! Highly recommend the company.

Insurer: MetLife

By: Davjd

Verified January 22, 2026

Very easy claim process

Very easy claim process, made me and my pet feel that there is someone always watching our back through thick and thin.

Insurer: MetLife

By: Prakash Patel

Verified January 22, 2026

Easy to put claims in

Easy to put claims in, and for the most part follow through with claim quickly and without concerns.

Insurer: MetLife

By: Yeni

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