Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

58,154 total


Verified January 22, 2026

Coverage promised has been coverage received

So far my pets visits to the vet have been covered without issue as I was told when I signed up. I have had seamless transactions thus far and no issues with the insurance. Very happy I decided to go with pumpkin at this time.

Insurer: Pumpkin

By: Zachary

Verified January 22, 2026

Reliable great service and coverage.

Trupanion has been there for me time and time again, several cancers, heart disease, diabetes. It is a great piece of mind to know that I can take care of my dogs with the best care.

Insurer: Trupanion

By: Linda Shea

January 22, 2026

Very Pleased

I have multiple pets insurances with Pets Best. In September 2025 my female husky who was 7 tore her CCL my claim was submitted and I was reimbursed in a little over a week. 3 weeks after her surgery my male husky who was 6 tore his CCL. Again his claim was processed and I was reimbursed within 2 weeks. I don’t know how I would have been able to get both my dogs the medical attention they needed when they happened so close to each other. I highley recommend Pets Best to anyone looking to insure their pet!

Insurer: Pets Best

By: Sonya

Useful
January 22, 2026

Great Pet Insurance

I love that I can count on my pets injuries being covered. It gives me peace of mind.

Insurer: Pets Best

Veterinarian: Vistancia Animal Hospital

By: Dawn

Useful
January 22, 2026

Thankful

"My cat Macy has chronic on acute kidney disease and it's been a long road and she is doing well and has a good quality of life considering . I'm thankful for the support and helping with some of the financial burden as it can add up fast. In turn the fast return of funds for what was covered to put back in my savings. Thank you! "

Insurer: Pets Best

Veterinarian: Maine Veterinary Medical Center

By: Jason

Useful
Verified January 22, 2026

It great to have a company that's great…

It great to have a company that's great in taking care of your pets needs. My little bichpoo had surgery 2 years ago they paid the medical expenses. Then the week of Christmas this year my bichpoo was in the hospital for 2 days. Trupanion reimburse me for the medical bills again. It's great to know when your pet needs and emergency to see the Vet Trupanion is always there.

Insurer: Trupanion

By: Joyce

Verified January 22, 2026

Quick response on all our pet bills

Quick response on all our pet bills

Insurer: Spot

By: Layne Anderson

Verified January 22, 2026

Quick claims handling.

Spot process claims quickly and fairly.

Insurer: Spot

By: Joseph Lapano

Verified January 22, 2026

It is very easy to submit a claim

We have had this pet insurance for 10 years now and have used it over that time. Our dog has needed 2 surgeries over that time. I request his medical records and invoice, submit them online and they are reviewed and paid in a few days. I really appreciate how quick they are processed.

Insurer: Healthy Paws

By: Jamie

Verified January 22, 2026

Healthy Paws has always responded…

Healthy Paws has always responded promptly and is always fair. My boy just had surgery & I was reimbursed in a few days. I have had them for 10 years and so relieved that we have coverage.

Insurer: Healthy Paws

By: Sally Pappa

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