Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

62,907 total


Verified May 16, 2026

First claim 4/16/2026

The coverage worked just as it was supposed to and my payment from Fetch was thoroughly explained.

Insurer: Fetch

By: Sandi L Heffner

Verified May 16, 2026

The turn around on claims is pretty…

The turn around on claims is pretty good. We were very pleased. The amount refunded could be better. The over one thousand dollars we still owe seems a bit much but the turn around was great.

Insurer: Fetch

By: Sharon

Verified May 16, 2026

Fast and efficient

Kept in the loop regarding Coco’s claim by receiving updated emails and texts. Fast transfer of funds. No issues or delays.

Insurer: MetLife

By: customer

Verified May 16, 2026

Great claims processing

These folks are very efficient. They processed some of my recent claims accurately and the reimbursement was in my account in a week. In today's world, that's awesome.

Insurer: Pumpkin

By: Ronald

Verified May 16, 2026

Easy process!

The process was very easy and straightforward. No stress!

Insurer: MetLife

By: Jillian Sifuentes

Verified May 16, 2026

Very fast claim review

Very fast claim review. Never have any issues with them.

Insurer: MetLife

By: Doug Blakesley

Verified May 16, 2026

Simple & Easy Claim Process

Quick, easy and painless experience. MetLife has been a breeze to work with!

Insurer: MetLife

By: Maddie

Verified May 16, 2026

Been with Spot for Lily our Golden…

Been with Spot for Lily our Golden retriever 11 years . Lily has ha both hind CCLs Surgically repaired with TPLO and SPOT has covered both of them in accordance with our Agreement,,,NO complaints Allen

Insurer: Spot

By: Allen

Verified May 16, 2026

Outstanding pet insurance & outstanding service!

I can’t speak highly enough about MetLife Pet! I have never had pet insurance (in spite of having multiple dogs for several years!) so when my company offered it as a option for my health insurance, I jumped on it right away! Little did I know how excellent the service would be! Everybody & everything from the representatives who answer the phone to the process of receiving payment for various issues/procedures with my golden retriever, everything has been wonderful. My rates went up slightly, but I’m not surprised because my golden had a copperhead snake scare, and mast cell cancer last year; most everything was covered by MetLife and reimbursed, and it only went up $10. I’m thrilled with their kindness, their , Services, and would not hesitate to recommend them 100% 10 out of 10 stars!

Insurer: MetLife

By: Mickey Barrett

Verified May 16, 2026

It takes MetLife nearly 4 weeks to…

It takes MetLife nearly 4 weeks to refund minimal refund to me. Then you lied about me being covered for my lovely female to be spayed. And then I cancelled my insurance with you and you still did an autopay for another month. The worst experience with MetLife. Don’t sign with them

Insurer: MetLife

By: customersharol haile

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