Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

58,154 total


Verified January 24, 2026

Very happy with Health Paws

Submitting claim is easy. Information requested is reasonable and claim turn around in timely.

Insurer: Healthy Paws

By: David Zinke

Verified January 24, 2026

From start to finish

From the top, having this partnership with Delta airlines is very much appreciated. The process to get a quote online was very helpful giving me visuals of what to expect. The wait time for a representative took no time at all. The representative Mrs. Christy was the best. She was very informative gave me the best option available, very personable and understanding. The coverage and rate was the final piece to put everything into place. This whole process made me feel I was doing the right thing with helping my pet be insured with this company, after coming from another company with rates sky high and small underlying loop holes. I wish I started here first but I’m grateful to be here now. This process was so uplifting that I may start looking into the process of getting a cat for my daughter and I will have a peace of mind with the security of her health with this company. Thank you so much for everything!!!!

Insurer: Nationwide

By: Iyona H.

Verified January 24, 2026

Estimate coverage

Giving advance coverage reimbursement on estimate for surgery is very important.

Insurer: Pumpkin

By: Lynn Diesi

Verified January 24, 2026

Ease with submitting clam

Ease with submitting clam. Quick payment.

Insurer: Pumpkin

By: Hazel

January 24, 2026

Affordable honest pet insurance

Pets Best is extremely affordable with many different options to insure your pet. Without insurance the total hip replacement (plus lifelong continued aftercare) that our dog needed would have been an extreme struggle to provide. Like most insurance companies you do need to pay your bills first, submit your receipt, then PetsBest will reimburse you.

Insurer: Pets Best

By: Heather

Useful
January 24, 2026

Very unhappy customer after 7 years

We have had Pets Best for 7 years. It used to be a wonderful company, you could easily talk to customer service that was here in the US. About almost a year ago, this changed drastically. I used to recommend friends and family to Pets Best, but have stopped, and all that I have recommended have since dropped their policies. Rates continue to nearly double from year to year, which I understand as our dog is aging. What I cannot understand is the complete reversal of paying claims and customer service. First, it is impossible to get in touch with customer service. If you are ever able to contact them, I suspect customer service has been outsourced overseas to people who are difficult to understand, nor do they understand any issue you are trying to explain. Second, the EXACT same claims that I have submitted and gotten reimbursement for 6+ years are now being denied, with multiple unique reasons given for the denials. On one claim, I am on my fourth or fifth different reason for denial. The website to submit claims is often down - weeks at a time. I have requested a supervisor to call me if claim is again denied, to no avail.

Insurer: Pets Best

By: Jean

Useful
January 24, 2026

Affordable and Professional!

I have all of my pets insured by Pets Best. Claims are easy and premiums are affordable.

Insurer: Pets Best

By: Mykael

Useful
January 24, 2026

Pet's Best

Pets Best is very easy to use and has always covered everything they said they would including cancer treatments for our dog that has since passed away.

Insurer: Pets Best

Veterinarian: Cardinal Animal Hospital

By: Laura

Useful
Verified January 24, 2026

Another policy with Nationwide

I already have one dog insured by Nationwide so I didn't need to shop. I just called and had my new dog a put on a policy with Nationwide. So far the company has answered my question and paid my claims.

Insurer: Nationwide

By: Carol R.

Verified January 24, 2026

Protect your pet

We have had Pumpkin Pet Insurance for 4 years now. Customer service is Great. Their process for claims is easy and quick. Website is easy to use.

Insurer: Pumpkin

By: Jeffrey

Compare top pet insurance providers plans.