Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

62,907 total


Verified May 18, 2026

MetLife for the win! 🐶

I feel like I’ve become a spokesperson from MetLife’s pet insurance. After not having pet insurance with my last dog, I knew I needed to get it this time. Turns out my current dog, blessed Rosie, has allergies, injuries, all the things. MetLife has covered as the plan stated and been quick to refund my expenses. I’ve been completely impressed from start to finish!

Insurer: MetLife

By: Sarah M

Verified May 18, 2026

Fast and easy.

Fast and easy.

Insurer: Pumpkin

By: Unknown

Verified May 18, 2026

Large Claims came through in 2 weeks!

Been with them for 3 years and haven’t had any problems/claims with my dog. He then had severe GI issues, spent a day in the hospital and multiple vet visits and medicine. It was great knowing that 80% of the cost was going to be taken care of and focusing on getting my dog healthy.

Insurer: Spot

By: John Ellis

Verified May 18, 2026

You are repeatedly asking for a review…

You are repeatedly asking for a review but I have yet to be approved or denied but been billed... Your putting the cart before the horse in my opinion, where do I find out if my pet is insured???

Insurer: Nationwide

By: Rebecca Hurlburt

Verified May 17, 2026

Was good with everything including help…

Was good with everything including help coverage for my cat through the last days

Insurer: MetLife

By: customer

Verified May 17, 2026

Everything is as expected—EXCEPT…

Everything is as expected—EXCEPT submitting on the app is rarely smooth. ALSO, well visits have little to no coverage. The

Insurer: Spot

By: KH

May 17, 2026

Read before you sign

when I signed up for the insurance I did not realize there is a two week waiting period. One week after signing my dog became very ill with a gastrointestinal infection. I know it is their policy but I have had to put out a lot of money for vet care. I should have read the policy thoroughly. My mistake.

Insurer: Pets Best

By: linda

Verified May 17, 2026

Extremely efficient and knowledgeable

Extremely efficient and knowledgeable. Expedient claim settlement.

Insurer: Pumpkin

By: Kathleen

Verified May 17, 2026

They did just what they promised

They did just what they promised. They were there when our cat was having a heat attack. The claims filed through the vet and paid everything but our deductible just like they said. They even checked up on our cat. Love them.

Insurer: Trupanion

By: Dwayne

Verified May 17, 2026

Everything was very easy to submit

Everything was very easy to submit, fast turn around on my claim

Insurer: MetLife

By: customer

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