Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

60,642 total


Verified March 23, 2026

Making a claim for my pet was easy

Making a claim for my pet was made simple and easy all online with insurance company. Will be receiving reimbursement claim payment by check.

Insurer: Spot

By: Jose

Verified March 23, 2026

Very easy to file the claim

Very easy to file the claim. Had the payment less than a week after filing the claim.

Insurer: MetLife

By: customer

Verified March 23, 2026

Mehh

This pet insurance has everything I need, except dental of course. They reimburse within three days of requesting, they’re affordable, and I haven’t ever needed to contact customer service. The app itself is kinda janky. I can never get it to load very well on my phone, but that could be a user error. I wish they offered more options for preventative reimbursement, but so far they’ve been decent. Thank you

Insurer: Spot

By: Kasey

Verified March 23, 2026

immediate response to claim

immediate response to claim; refund appropriately made.

Insurer: MetLife

By: rosemary stimola

March 23, 2026

Very fair claims settlements

We’ve had Pet’s Best insurance for more than three years. The insurance, by no means, will cover all the pet’s bills, but it covers everything the contract says it will, relatively quickly and without hassle. Especially good for illnesses and accidents. Recommended!

Insurer: Pets Best

By: Hugh Hammett

Verified March 23, 2026

pet insurance

ive used nationwide insurance for my pets for 9 years support system is easy filing claims are easy and speedy we lost a pet a few weeks ago they wre very sympathetic and reimbursed us for his plan 3 weeks later I enrolled our new puppy the agent lead me through everything so I could understand easily we also went over our other dog i have 2 snd discount is great with 2 dogs we researched other options this time around and nothing came close to nationwide

Insurer: Nationwide

By: shelly tressitte

Verified March 23, 2026

The claim was paid very quickly and in the exact amount that the contract called for.

The claim was paid very quickly and in the exact amount that the contract called for. No quibbling, no phone calls, no hassles. If I did not have Fetch, I never could have afforded the necessary treatment for Thumper.

Insurer: Fetch

By: Michael Simpson

March 23, 2026

Pets Best is THE WORST pet insurance…

Pets Best is THE WORST pet insurance company. They will NOT reimburse for anything. My husband accidently closed our back door on our fur baby Cupcake. I submitted all the paperwork they requested dating back to 2024, and still nothing. They want to find a pre-existing condition so they don't have to reimburse, but this was something that happened on the day of our claim because we had to take her to our vet, and they will NOT reimburse us, DESPITE they are unable to find anything pre-existing. Insure your fur baby(s) with anyother company than Pets Best!!!!!

Insurer: Pets Best

By: Lisa

Verified March 23, 2026

The responsiveness of the claim

The responsiveness of the claim. It was turned around in just a few days.

Insurer: Spot

By: Matt

Verified March 23, 2026

So far so good!

While I am new to MetLife pet, I am so far impressed with their claims management. I was a little concerned with some of the reviews I read, however, they have been helpful, professional and prompt in managing the claims as I expected. I am very happy!

Insurer: MetLife

By: Mike

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