Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

62,907 total


Verified May 17, 2026

Reimbursement was quick and simplified

Reimbursement was quick and simplified

Insurer: Spot

By: James

Verified May 17, 2026

This insurance has been wonderful

This insurance has been wonderful, they paid me back in a Timely matter. I would definitely recommend them.

Insurer: ASPCA

By: Tracy Pearce

Verified May 17, 2026

This was my first claim with MetLife…

This was my first claim with MetLife Pet insurance. I had to upload 7 pages of data from the adoption/rescue group on my dog's health and two invoices from my own vet, along with his SOAP. The last item didn't get uploaded correctly. However, the claim adjuster completely overlooked the heartworm prevention shot on my claim. It took 3 phone calls to get that matter corrected. The good news is the persons I talked to on each call were very pleasant and understanding and indicated they were going to fix the problem, so I give a shout out to Morgan, Danisha, and Ben for your helpfulness. Ben especially explained how the preventation tests are grouped together for a total of $65.00. I misread the policy there. Hopefully, any future claims will be dealt with more efficiency in the adjuster's dept.

Insurer: MetLife

By: Marcie D.

Verified May 17, 2026

Respond well

Respond well, reimbursed claims a bit slow, but overall a good company

Insurer: Spot

By: customer

Verified May 17, 2026

Easy to use

Easy to use, payments come quickly. No hassle. Super happy with this pet insurance!

Insurer: MetLife

By: Laurie

Verified May 17, 2026

Very helpful when I needed support

Very helpful when I needed support! Quick Payment!

Insurer: Trupanion

By: Albert

Verified May 17, 2026

Quick and easy claim filed.

We filed a claim for an emergency visit for our dog, Sammy. It was straight forward and very easy to do and best of all the reimbursement payment was very prompt.

Insurer: MetLife

By: Karen & Randy Jordan

Verified May 17, 2026

Good job

Good job, covered exactly what was told to us

Insurer: Pumpkin

By: Karl

Verified May 17, 2026

I was so pleasantly surprised how…

I was so pleasantly surprised how quickly pumpkin paid for the medical bills and approved the whole procedure. It really gave us confidence to go to an emergency room, knowing we had such great insurance. I’ve already recommended Pumpkin care to several friends.

Insurer: Pumpkin

By: Steve Alterman

Verified May 17, 2026

Always efficient and professional

Always efficient and professional. Prompt payment of claims is hassle-free and greatly appreciated!

Insurer: Trupanion

By: Meg

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