Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

62,907 total


May 21, 2026

no explanation of why it was not covered

At first when I had to file a claim, it was good news. An emergency situation was handled and I was reimbursed about 60%. Since I have returned to the vet for follow up on the same problem, Figo has paid 0.

Insurer: Figo

By: Patricia Reynolds

Verified May 21, 2026

Claim

When I called to find out the status of my claim, the rep was super helpful. He told me that it was close to be approved. Within the next two days it was

Insurer: MetLife

By: Sandra

Verified May 21, 2026

It is so easy to submit a claim and…

It is so easy to submit a claim and payment is so quick. I have been so happy that I chose healthy paws insurance for my pet. Thank you so much for your wonderful service.

Insurer: Healthy Paws

By: Eugenia Del Favero

Verified May 21, 2026

claim quickly…

Took care of approving claim quickly and efficient

Insurer: Healthy Paws

By: Lawrence Densen

May 20, 2026

Samantha was wonderful!!!

Samantha was super knowledgeable and friendly! She made sure my questions were answered and that my claim was being handled the way it should be. She made sure I didn’t feel rushed with all my questions since this is our first claim. Thank you Samantha, you were a breath of fresh air to work with. I really appreciate you!

Insurer: Fetch

By: Carrie

Verified May 20, 2026

I will never have a pet without…

I will never have a pet without Trupanion! They’re so easy to work with-a lot easier than human insurance. Without Trupanion, my dogs wouldn’t have been able to receive the care they need. Highly recommended!

Insurer: Trupanion

By: Kristy

Verified May 20, 2026

Great Response Time

I submitted my claim and heard back that it was processed within two weeks. Everything was very easy and I did not have any trouble submitting my claim.

Insurer: Spot

By: Ashlan Andrews

Verified May 20, 2026

Everything went smooth got my…

Everything went smooth got my reimbursement quickly

Insurer: Spot

By: Nicole Trujillo

Verified May 20, 2026

I recently had an emergency with my…

I recently had an emergency with my Belgian Malinois that eventually landed us at a Dental Specialist. The situation in itself was stressful and financially the cost of the surgery was an added stress. I paid for the surgery knowing that I had purchased insurance but was skeptical as most insurance companies find ways to avoid claims. I was so amazed that Fetch processed my claim without any hassle. I will continue to use Fetch for any future pets as this was such a simple process.

Insurer: Fetch

By: Jill

Verified May 20, 2026

It was an awesome experience I didn’t…

It was an awesome experience I didn’t have to reevaluate my bills that I had turned in. They just paid me back what they were supposed to pay me and it was wonderful.

Insurer: Spot

By: Debbie Lockhart Lewis

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