154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,679 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,318 reviews

4.9
Healthy Paws

10,767 reviews

4.9
Fetch

27,453 reviews

4.9
Pets Best

14,149 reviews

4.9
Trupanion

62,992 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified August 26, 2025

Improper Underlying Conditions Assessment

My cat was documented with an underlying condition that was not specified by my vet and they would not remove it. They're just trying to save as much money as they can and hurt consumers like myself

Insurer: Nationwide

By: customer

Verified August 26, 2025

Quick and easy

Healthy Paws made dealing with my dog’s eye issues super easy. I was reimbursed quickly and Healthy Paws even checked in to make sure we were doing ok

Insurer: Healthy Paws

By: Kristina Strobel

Verified August 26, 2025

Covered for a decade...

We have used Healthy Paws for over a decade and have been very happy with our experience. Whenever our dogs have an unexpected vet need, the process to submit invoices/vets notes is easy, and the reimbursement prompt. Through our first dog who liked to grow lumps and bumps and ultimately had a splenic mass that took him. But the 20k+ of vet bills when we tried the surgery, ICU stay and 4 weeks of vet visits was covered and we never had to think about the cost of trying to save our favorite boy. Our girl had a vaginal abscess (likely from a foxtail) when she was a baby, sedation, I&D and post-op covered; crying uncontrollably over a paw scratch when she had her first period (X-rays and stuff to ensure she wasn't dying contrary to her belief) covered; recently got attacked by an animal, again, didn't think twice about going to the emergency vet at 10p to get her fixed up. And Healthy Paws reimbursed our subsequent follow-ups with the vet. They also sent a lovely condolence card when we lost our boy and a followup email to see how our girl was doing when we had repeated visits after the animal attack. It doesn't cover everything but I don't want something to cover the usual vet visits/shots, those I already plan for. Pet insurance is for when the worst happens so I don't even have to think twice when the doctor quotes a 10k surgery/ICU stay. Our vet doesn't even bother giving us price quotes anymore because we always tell him to do what he needs to do and we know we will be well covered by Healthy Paws.

Insurer: Healthy Paws

By: Shannon Dean

August 26, 2025

We love Embrace

We love Embrace. They send us the nicest notes. They're quick with refunds and just a great company overall. Thank you for setting the standard for what pet insurance and customer service should be. We appreciate you!

Insurer: Embrace

By: Amanda Thomas

August 26, 2025

Useless customer service

Useless customer service. I pay for the preventative care on top of the accident /illness. Had a claim processed just fine a couple months ago. Had to have dental for my pet due to some gum issues which should have counted. I should’ve at least gotten $100 toward a cleaning at the with the preventative coverage. Whole claim was denied outright because I couldn’t produce medical records from YEARS before I got my pet. Calling customer service just got me a headache of a man who couldn’t remember the species of my pet or my name AND kept repeating the same reasoning over and over again despite any answer I gave him. Save your time and money.

Insurer: ASPCA

By: Amanda R

Verified August 26, 2025

Spot insurance handled my claim quickly…

Spot insurance handled my claim quickly & fairly! They were super easy to work with and processed my claim immediately. They are sending me a check much sooner than I would have ever imagined. Other companies should be so efficient! There were no attempts to deny the claim or ask a million questions. The company does what it says they will do!

Insurer: Spot

By: Dana D.

Verified August 26, 2025

My MetLife Experience

It is easy to fill out the forms and payment is prompt.

Insurer: MetLife

By: Shirley Scamardella

Verified August 26, 2025

MET for PET!

Great customer service easy to file claims good variety of plans/pricing for policies

Insurer: MetLife

By: Steve Katz

Verified August 26, 2025

Great insurance

Great insurance.

Insurer: Pumpkin

By: DAVID

Verified August 25, 2025

Great customer service

Great customer service! Every time I have called, the representative is so calm and helpful!

Insurer: Prudent Pet

By: parkersgmail.com

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