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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

Figo is awesome! Give them a chance!

I’ve insured several of my dogs with Figo all the way back to 2018. My dog Thor has been on Figo Pet Insurance since I adopted him in November of 2019. My experiences have all been positive. Filing claims is super easy and you can check the status of your claim on the Figo/Pet Cloud app. Customer service has always been top notch and they pay out reimbursements quickly. The only thing I wish Figo would have is direct pay to the vet. If they had that, it would help pet parents that can’t pay for vet care and then wait to be reimbursed. Great job, Figo!
  • INSURER: Figo
  • VETERINARIAN: Waterhouse Animal Hospital - Fresno
  • POSTED: 07/06/2023
  • BY: Adrian
  • BREED: Mixed Breed Small (Up to 22lb)
  • AGE OF PET: 4 - 6

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5

out of 5

M.Riley

I have a 6 year old female Australian Shepherd who became violently ill with non stop vomiting. Brought her to an animal emergency vet, $600 later brought her home - still vomiting. Took her to another animal hospital- she was admitted for two nights for observation and dehydration; desperately in need of IV fluids. Total bill - $ 2000. So relieved to be able to make a claim on the pet insurance. I had a $100 deductible and was covered 80%. It relieved the financial burden and I was able to focus on her recovery.
  • INSURER: MetLife
  • POSTED: 07/06/2023
  • BY: M
  • BREED: Australian Shepherd
  • AGE OF PET: 4 - 6

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5

out of 5

Ok

Ok
  • INSURER: Spot
  • POSTED: 07/06/2023
  • BY: Oscar
  • BREED: Mixed Breed Medium (20lb - 70lb)
  • AGE OF PET: 0 - 3

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5

out of 5

Very prompt

Loved no wait times and knowledgeable helpful quick rep
  • INSURER: Pets Plus Us
  • POSTED: 07/06/2023
  • BY: Kelly
  • BREED: Bulldog
  • AGE OF PET: 0 - 3

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5

out of 5

Verified

Couldn’t be happier

I am so grateful for having signed up with Trupanion for insurance for my cat. As we know unexpected things can certainly come up. Long story short my cat was hospitalized for two days and without Trupanion my cost would’ve been close to $5000. they reviewed my claims instantly and approved everything. They paid the vet directly, and I only had to pay the balance. highly recommend!
  • INSURER: Trupanion
  • POSTED: 07/06/2023
  • BY: LESLIE
  • BREED: Tabby
  • AGE OF PET: 0 - 3

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5

out of 5

Pet Insurance

I received reinbursement when Scarlet had Lymphoma of the eye. I paid the co pay and the rest received from insurance. Now just recently been diagnosed with Cushing Disease and Proteinurea. Took awhile for information to cross over from the Vet sec, but after sending papers another way, am starting to received money back to help out with this cost.
  • INSURER: MetLife
  • VETERINARIAN: The Cooke Vet Clinic
  • POSTED: 07/06/2023
  • BY: Ruby
  • BREED: Labrador Retriever
  • AGE OF PET: 7 - 10

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5

out of 5

Claims

I have 2 pets on this insurance. 2 claims were reveiwed, both claims accepted. It is stressful having pets with medical problems , dealing with the stress with the comfort of the pets, they are family, don't want to see them in distress. Thankfully this has helped take some stress and worry away. Thank you
  • INSURER: MetLife
  • POSTED: 07/05/2023
  • BY: Marlene
  • BREED: Poodle - Miniature
  • AGE OF PET: 4 - 6

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5

out of 5

Great help

Everyone at Metlife Petfirst has always taken time to help and guide me through claims, etc. They've also been very friendly, attentive and concerned. I think my girl is being well taken care of.
  • INSURER: MetLife
  • VETERINARIAN: B St Veterinary Hospital
  • POSTED: 07/04/2023
  • BY: Amy
  • BREED: American Shorthair
  • AGE OF PET: 4 - 6

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1

out of 5

Very dissatisfied

We have been satisfied with this company until last year. Since the Summer of 2022 the insurance has not reimbursed us for any veterinary/emergency visits for our beagle. They don’t reply anymore to the phone, you cannot leave a message, and whenever I wrote to them the past 8 months I got an automatic reply, see below: Hello, Thank you for your email. We’ll review your claims submission and contact you shortly. Please visit us online for Frequently Asked Questions and answers about the policy at www.healthypaws.com/frequent-questions. We can be reached via phone call during the following times: Account Management & Enrollments Monday-Friday from 7:00am to 5:00pm Pacific Time Saturday from 8:00am to 5:00pm Pacific Time Claims Assistance Monday-Friday from 7:00am to 4:00pm Pacific Time Saturday from 8:00am to 5:00pm Pacific Time Warmest regards, Healthy Paws Customer Care Being sent on behalf of Stephanie Owens CA Lic. #0D28042 I also emailed to the company’s CEO and don’t know what to do, except to hire a lawyer or go to Small Court?? Very upsetting Are they bankrupted?? No idea
  • INSURER: Healthy Paws
  • POSTED: 07/03/2023
  • BY: Catherine
  • BREED: Beagle
  • AGE OF PET: Over 11 years
1 comments

POSTED: | BY: Healthy Paws Customer Service

Catherine, We truly appreciate you being part of the Healthy Paws family for over 12 years. We're sorry that your recent customer service experience did not meet your or our expectations. In regards to your claims, your 2022 claim was not eligible for coverage under the behavioral exclusion in your plan. Your other claims were either processed/covered and applied to your deductible or denied since they were for a condition that was noted as being pre-existing prior to your enrollment or during the plan waiting period. We do our best to be transparent throughout our website, during the enrollment process and in the plan documents available to each client in their online Healthy Paws account regarding the limited exclusions of our plan. Those exclusions are pre-existing conditions, preventative/routine care and the office visit fee (vet exam, emergency exam, recheck or consultation). Anyone visiting our website can see this information on our “Benefits, Coverage and Exclusions” page.

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5

out of 5

Seven years of great coverage and service

We are very satisfied with Healthy Paws pet insurance. The mobile app makes it super easy to submit a claim and the review/reimbursement process always moves quickly with good communication and responsiveness. I highly recommend and appreciate their efforts for personalized follow up.
  • INSURER: Healthy Paws
  • POSTED: 07/03/2023
  • BY: Melissa
  • BREED: Mixed Breed Large (Over 75lb)
  • AGE OF PET: 7 - 10

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