154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,679 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,318 reviews

4.9
Healthy Paws

10,767 reviews

4.9
Fetch

27,453 reviews

4.9
Pets Best

14,149 reviews

4.9
Trupanion

62,992 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified September 30, 2025

Not my insurance agents but so helpful!…

so i actually dont have pumpkin as a insurance agency i went with another company... BUT i accidentally signed up for both (mommy brain😮‍💨) and i canceled but the charge still went through and i dont know about you but i sure cannot afford to have 557 dollars missing for very long. i call pumkins support team panicked and crying and they were able to empathize with me and help. My money was refund within that week they were sososo helpful and speedy. Thank you pumpkin!!

Insurer: Pumpkin

By: Kaitlyn

Verified September 30, 2025

I love Pumpkin

I love Pumpkin! They’re always there when I need them and reimburse me quickly for services.

Insurer: Pumpkin

By: Lourie

Verified September 29, 2025

Easy claim process

Easy claim process. Quick processing and direct deposit of our reimbursement. Was expecting a hassle based on history with previous pet insurance company for a different dog. Previous insurance company always managed not to pay a claim. SPOT is fantastic. Thank you for living up to my expectation for a pet insurance company!

Insurer: Spot

By: Bill Rickley

September 29, 2025

Embrace is super easy to navigate and…

Embrace is super easy to navigate and they handle claims quickly. They also assisted when more information was required and worked with me to resolve the issue. I am very happy with their site and service!

Insurer: Embrace

By: Sandy Kimmer

September 29, 2025

Premium Rates are criminal for senior animals

I've been with Healthy Paws for 10 years, insuring my 2 dogs since they were puppies. Generally had a good experience, the claims process is pretty easy. However, now that they switched underwriters (2024/25) the rates have skyrocketed, and if you have a senior dog (10+) they will force you to increase your deductible, while your monthly premium will more than double. They don't want to insure senior pets, who need it the most, so they force you out financially. My healthy 10 year old dogs rate went from $90/month to $190/month and deductible from $750 to $1000, (which is really hard to reach). Check out the reddit thread about them and I promise you will want to look elsewhere. I suggest you do your research and find another pet insurer who actually cares about your pets for their ENTIRE lifetime.

Insurer: Healthy Paws

By: Laura Neumann

September 29, 2025

I love Embrace

I love Embrace, they are quick to respond and reimburse payments. I have a happy healthy dog and Embrace is a big part of it.

Insurer: Embrace

By: Veronica

Verified September 29, 2025

Great insurance for pets

Great insurance for pets! Excellent coverage and fair reimbursements.

Insurer: Pumpkin

By: Ashley

September 29, 2025

They have become greedy and uncaring in…de

They have become greedy and uncaring in last few years, my name is Wayne Samms and I do not recommend Trupanion.

Insurer: Trupanion Canada

By: Wayne Samms

September 29, 2025

Trupanion is a SCAM

Trupanion is a SCAM. Their call center agents absolutely cannot be trusted and will make false/misleading statements to get you to spend more money while knowing they will never pay out for most vet costs and surgeries. Their misleading deductible amounts is nothing short of corporate fraud. What kind of insurance policy has a deductible on each specific line item on a hospital bill? I wish we were smart enough to not fall for this scam, but unfortunately we trusted this company. Shame on anyone who works for this company--despicable.

Insurer: Trupanion

By: Patrick

September 29, 2025

Easy claim submission and equitable…

Easy claim submission and equitable reimbursement

Insurer: Pets Best

By: Paula Nelson

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