154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,139 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,332 reviews

4.9
Healthy Paws

10,797 reviews

4.9
Fetch

27,491 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,007 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified January 15, 2024

Good experience -

The entire process of filing a claim through the payment of the claim was very simple. I certainly wish all insurance entities were as good as Embrace. Keep up the good work.

Insurer: Embrace

By: James VanDyke

Verified January 15, 2024

I was recommended this insurance by a…

I was recommended this insurance by a breeder once i got my puppy , Aaron helping me online than over the phone was AMAZING havent experience customer service like that in a while ( mind you i work in customer service ) explain everything to price break down , and monthly payments as well he even had recording playing explaining everything as well ! Thank you Aaron for everything, Modi & Anna

Insurer: Trupanion

By: Anna R & Modi

January 15, 2024

Changed to Pets Best, so glad I did!

Moved to Pets Best for my two Labs last year due to rapidly escalating prices for my former pet insurance with a 15 K cap on pay out. My dog got diagnosed with bilaterally ACL tears at the end of the first year. My first claim for the workup took longer than normal because they needed all the records. But the claim for the surgery took only 2 weeks and reimbursement was quick. I was somewhat surprised they paid since the dog had in unrelated issue with their leg years ago and many companies would have declared that a preexisting condition and denied the claim. Their portal & app are easy to use and you can still call if needed.

Insurer: Pets Best

By: Jeanne Dolan

Verified January 15, 2024

Best insurance for my fur paper

They take care of you immediately and easy to process a claim

Insurer: Embrace

By: Madelon Oko

Verified January 15, 2024

Easy claim submissions and fast…

Easy claim submissions and fast reimbursements. Easily navigating the website.

Insurer: Spot

By: S C

January 15, 2024

What does this company want from me

What does this company want from me? After submitting everything I have to prove that my dog was negative for heart worms, They are still denying my claims. My dog was a rescue and the humane society gave her a clean bill of health, however less than 6 months later she tested positive for heart worms. We were giving her Simparico trio yet she tested positive. Don’t buy into their claims that they are a great company. I will never recommend them to anyone

Insurer: Fetch

By: Bill Brewer

January 15, 2024

23% increase after 1 year

23% increase after 1 year, without any history of taking the pet to the vet doesn’t sound reasonable! Inflation causing vet fee increase and pet age being cited as a reason! The increase beats the inflation impact on insurance in any other space, especially humans! Got blurbed when contested and the same blurb is used in one of the responses below when another customer called the same issue! I’m sure I’m going to get the same blurb below this feedback 😊 I wish I had read the comments before taking embrace!

Insurer: Embrace

By: Harsimran Singh Grewal

Verified January 15, 2024

Easy to work with

With reasonable premium, the coverage is put forward clearly, and claims are processed promptly.

Insurer: Spot

By: Hanyu Wang

January 15, 2024

Great to have them on our side.

It is very comforting to have this insurance when you need it. Now they offer routine care which is a game changer.

Insurer: Fetch

By: Kasie Fogleman

January 15, 2024

The worst pet insurance

The worst pet insurance! They denied coverage of an issue that was diagnosed 6 months after starting the policy. Even after my vet wrote a note stating that their reason for denying the claim was not pre-existing, they said they would appeal within 15 days and then never updated or paid the claims. I wish I had used literally any other pet insurance because now these issues are pre-existing.

Insurer: Embrace

By: Lauren O'Kelley

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