154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,139 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,332 reviews

4.9
Healthy Paws

10,797 reviews

4.9
Fetch

27,491 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,007 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

January 15, 2024

Waiting time

Explanation but it takes a long time to be reimbursed, my recent bill was put under wellness and I just did not get paid back, the situation was completely different, needs lots of explanation and phone calls to made the claim to work, gets frustrating, but the customer service is not to bad, hopefully I will get some answers soon, Eva

Insurer: Fetch Canada

By: Eva Peric

Verified January 14, 2024

Absolutely great experience

Absolutely great experience. Very quick to approve claims. Reimbursement deposit straight to account.

Insurer: Spot

By: Jeff Richter

January 14, 2024

pain in the neck

should be able to submit the claim at vets office at time of service and pay only what you owe like the dentist office pain in the neck to have to submit all this paperwork and wait.Other pet insurance companies do this why not Fetch

Insurer: Fetch Canada

By: not a fan

January 14, 2024

Professionalism

The agent I spoke with was very professional and knowledgable. Most important he was patience with me. He took the time needed to ensure I understood my policy.

Insurer: Embrace

By: A.M

January 14, 2024

Transparent in what they do and do not cover

I did a lot of research and spoke to customer service for 6 different pet insurance companies before choosing FETCH. FETCH was one of the very few that were transparent in what they did and did not cover and any if any waiting periods. They also can customize your policy for your needs and price point. I was not at all expecting to use this insurance so soon after purchased. I am pleased that FETCH did exactly what they promised. They also sent me weekly status reports during their review process of the receipts I sent in. I highly recommend FETCH insurance for your pet. They stand behind the product they sell.

Insurer: Fetch

By: Elaine Lowthorp

January 14, 2024

I had never made a claim on my dog’s…

I had never made a claim on my dog’s insurance and it was emergency surgery at an emergency vet- not his regular vet. They responded within a week of my submitting claim to let me know they received and would let me know if they needed additional info. I just received an email with EOB that they were covering everything less my co pay and the 80% I selected when obtaining the policy. They have been great and have already recommended them to three other dog owners. Very impressed- thank you!!!

Insurer: Pets Best

By: Kathy Klinefelter-Yates

Verified January 14, 2024

Bella

Representative listened to my needs and my budget. He was very polite and respectful.

Insurer: Trupanion

By: Pat H

Verified January 14, 2024

The reason for three stars is because…

The reason for three stars is because most of the time I can’t submit my claim using my cellphone which is very inconvenient. I have to login to my Apple computer and re-submit my claim because my trying on cell phone doesn’t work. Other than that I have no complaints about you.

Insurer: Spot

By: Black shepherd owner

January 14, 2024

Never a question about the claim

Never a question about the claim. Always paid as per contract without any questions. Highly recommended!

Insurer: Fetch

By: Edward Landau

Verified January 14, 2024

Very fast refund

Very fast refund

Insurer: Spot

By: Daniel Weidner

Compare top pet insurance providers plans.