154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,837 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,322 reviews

4.9
Healthy Paws

10,778 reviews

4.9
Fetch

27,466 reviews

4.9
Pets Best

14,154 reviews

4.9
Trupanion

62,999 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified October 12, 2025

The app makes filing claims very simple.

The app makes filing claims very simple.

Insurer: MetLife

By: Jen Miller

Verified October 12, 2025

I love MetLife pet insurance!

I love MetLife pet insurance! Their customer support when choosing a plan for both my cat and dog was unmatched. They really helped select the perfect plan for us. Reimbursement is so easy through the app! I’ve never had a problem being reimbursed in a timely manner. Absolutely worth the money!

Insurer: MetLife

By: Katie

October 12, 2025

Enrolled through USAA

Enrolled through USAA. Easy to select desired coverage, premiums reasonable. Since the policy just started no experience with claims or benefits.

Insurer: Embrace

By: Philip

Verified October 12, 2025

Reliable, responsive provider

We've had metlife pet insurance for at least a couple of years now. Payouts are prompt and consistent, and customer service is very knowledgeable and kind.

Insurer: MetLife

By: Grace

Verified October 12, 2025

Simple process and fast reimbursent

Simple process and fast reimbursent

Insurer: Spot

By: Sil

October 12, 2025

If I could give zero stars

If I could give zero stars, I would. We signed up for Embrace Pet Insurance believing it would help when our dog needed medical care, instead, it’s been nothing but a nightmare. After paying over $2,500 in vet bills (for issues Embrace was supposed to help cover), they spent months ignoring my messages and emails. They kept charging us for four full months of “coverage” before finally deciding they wouldn’t cover anything. Our dog was diagnosed with a lipoma (a benign fatty tumor), and somehow, Embrace used that to exclude every single future dermatological condition, including cancer. To make matters worse, they even denied coverage for an acute ear infection, claiming it was related to the lipoma. That’s not only absurd, it’s unethical. I repeatedly emailed and called, and every time they blamed “missing documents” that our vet had already sent multiple times. It’s hard not to feel like this was all just a way to squeeze more money out of us while delaying any real response. We paid hundreds of dollars in premiums for “insurance” that did absolutely nothing. I’ve never experienced such a blatant bait-and-switch. Save yourself the stress and heartache, do not trust Embrace Pet Insurance. They took our money, refused to communicate, and left us with thousands in bills they were supposed to help with.

Insurer: Embrace

By: Alexis Bartschi

Verified October 12, 2025

Fast response in claim response

Fast response in claim response

Insurer: MetLife

By: Terrence S.

Verified October 12, 2025

Very easy to submit your bill and the…

Very easy to submit your bill and the turn around is excellent to get reimbursed Would recommend this company to anyone with a pet

Insurer: MetLife

By: Mark or Irene Turner

Verified October 12, 2025

Very fast turnaround for payments!

Accepted by most vets

Insurer: Trupanion

By: Eleanor M. Dudek, MSN, PMHNP

October 12, 2025

Great pet insurance company

Great pet insurance company. The website is very easy to navigate, claims are easy to be made and you are reimbursed very quickly. You can also access information about what is covered and not covered very easily. Customer service is caring and competent. We will use Embrace in the future.

Insurer: Embrace

By: Cathy

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