154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,837 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,322 reviews

4.9
Healthy Paws

10,778 reviews

4.9
Fetch

27,466 reviews

4.9
Pets Best

14,154 reviews

4.9
Trupanion

62,999 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified October 13, 2025

Claims

When I put in a claim it is always done in a timely manner.

Insurer: MetLife

By: Elaine

Verified October 13, 2025

Great experience awesome employees…

Great experience awesome employees understanding and amazing quick payment refunds

Insurer: MetLife

By: Lisa benetti for honey bunz🍯

Verified October 13, 2025

PROMISES KEPT

This company delivers on its commitments to insure that we owners quickly and seamlessly get front row attention and prompt repay of properly filed claims. They are a 10 out of 10…

Insurer: Trupanion

By: Deborah Kemper

October 13, 2025

Thieves

We purchased our fur baby at 8 weeks, he had blood work done by our vet and had elevated liver numbers. He came to us with insurance for 30 days, after that time I switched to Embrace because I had another dog insured with them . Our baby was never sick until over 16 months later and then had pancreatic. Embrace denied the claim because he had a history of elevated liver enzymes even though that had never made him sick. Really check what you are getting because I truely believe this was unfair. I now know there are a few great companies that only have 6 month wait on previous conditions but in my dogs case there was not any previous problems or symptoms except for slightly high liver enzymes.

Insurer: Embrace

Veterinarian: Haven Lake Animal Hospital

By: Dianne

Useful
October 13, 2025

Used to be Great....

....but not so much anymore. I've had Pet's Best exclusively for my Keeshond since he was a puppy (10 yrs.). The service prior to Covid was stellar. After Covid it's gone down hill. Model changes, price changes, slow claims processes and generally it seems like another company totally. I have even sent referrals to them prior to Covid, but I won't anymore. If my pup wasn't 10, I'd find another provider, but I can say, I will not be utilizing Pet's Best in the future with any future pets. I'm so disappointed.

Insurer: Pets Best

By: Shawn

Useful
Verified October 13, 2025

Fast and efficient

Fast and efficient. Very easy process

Insurer: Spot

By: Susie

October 13, 2025

Bad business

I would not recommend trusting this company with your pets. I have successfully filed claims with this company, although they rarely reimbursed the rate that I was charged. This year my premium more than tripled to $255 a month after being a customer for nine years. I received an email that my rate may be increasing, but I had to dig into the website to find any dollar amount by that point it was too late. Again, I would not recommend trusting this company with your pets.

Insurer: Hartville

By: Matt

Useful
Verified October 13, 2025

The claim was processed timely and I…

The claim was processed timely and I received the reimbursement that I expected.

Insurer: Spot

By: Irene Fonsecs

Verified October 13, 2025

Claim and reimbursement is super easy

Claim and reimbursement is super easy

Insurer: MetLife

By: customer

Verified October 13, 2025

Claim Process Take a Bit of Work

Requesting a claim is easy. However, they don't let you submit the medical records from your vet. They email your vet and CC you. My vet submitted medical records for 2 dates. They only approved the 1st one. They continue to email the 2nd one. I have emailed them, uploaded my document myself and messaged them. They continue to email my vet and say it will be on "hold." It is a lot of work on your end to submit a claim.

Insurer: Embrace

By: Anny

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