209,301+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 209,301 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

209,301 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Adoro

3 reviews

5.0
Embrace

19,730 reviews

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Healthy Paws

11,002 reviews

4.9
Fetch

5,266 reviews

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Trupanion

55,032 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified March 18, 2026

Mixed Review

The service and customer support is excellent. Our dogs claims are paid promptly and I can always call and get a person on the phone without going through a tedious automated phone routine. However, the premiums have increased 30+% per year for 2 consecutive years!

Insurer: Trupanion

By: Steve Smithcustomer

Verified March 18, 2026

Fast & easy claims submittal

Extremely easy to submit claims and I was very surprised at the fast response time. I am very glad that I chose Spot for my dog's insurance.

Insurer: Spot

By: Susan

Verified March 18, 2026

Easy claim process

Easy claim process, friendly customer service!

Insurer: Spot

By: Sunnie

Verified March 18, 2026

The claims are easy to fill out and…

The claims are easy to fill out and payment is pretty quick. I do wish we got more back or had more options for dogs that came to our homes a little later in their life.

Insurer: Spot

By: Anna Marie Lawson

March 18, 2026

The pre-existing clause is not clear

The pre-existing clause is not clear. My claim was denied due to "Pre-existing condition. There was no diagnosis at the prior to the insurance start date. The diagnosis was made at the time of his visit. If there was no diagnosis prior to the start date of the insurance, how can it be a pre-existing condition. Thinking about cancelling policy all together. I did read through the all of the policy documents and restrictions, and the wording is not clear. They just want your money. There is no compassion for the pet. Highly dissatisfied. Think carefully before using Pumpkin Pet Insurance.

Insurer: Pumpkin

By: Maria Sowers

Verified March 18, 2026

The process to submit claims is…

The process to submit claims is straightforward. The process is not drawn out and you will know in a few days if your claim was approved.

Insurer: Spot

By: Jeanette Tello

March 18, 2026

Claim processing time is variable

Claim processing time is variable - some are processed quickly and some are not. The coverage is good. Customer service is very difficult to reach and many things cannot be handled online such as cancelling a policy following a pet's death. Then you have to wait on hold for over 30 minutes to get in touch with someone to explain that your dog died.

Insurer: Pets Best

By: Liz Nelson

Verified March 18, 2026

The reimbursement process was quick and…

The reimbursement process was quick and easy. Thank you!!

Insurer: Trupanion

By: Kristen

Verified March 18, 2026

Great prices and excellent explanation…

Great prices and excellent explanation of coverages and cost.

Insurer: MetLife

By: Kathy M

Verified March 18, 2026

Great services

Great services

Insurer: MetLife

By: Deshaun Garcia

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