154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,679 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,318 reviews

4.9
Healthy Paws

10,767 reviews

4.9
Fetch

27,453 reviews

4.9
Pets Best

14,149 reviews

4.9
Trupanion

62,992 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified August 04, 2024

The people at Figo are great; Pet Cloud needs work

The people at Figo are great! They have been very helpful in helping me get my Pet Cloud working. They have also been great about helping me to file my first claim. The reason I didn't give the 5 stars is that the Pet Cloud app which you are instructed to use for filing claims doesn't work when I try to file my claims. I can use it to upload my documents and manage my account, but when it comes to filing a claim, I get the "spinning wheel of death". Hopefully that issue will get fixed soon so that I can get my claims filed and processed quicker.

Insurer: Figo

By: Linda

Verified August 04, 2024

Claim was easy to make and reviewed…

Claim was easy to make and reviewed quickly. So simple!

Insurer: Spot

By: Jessica Pansulla

Verified August 04, 2024

Claim reviewed in a timely manner

Claim reviewed in a timely manner. Explanation of Benefits very easy to understand. Reimbursement fast.

Insurer: Spot

By: Nancy Martzloff

August 04, 2024

BUYER BEWARE OF RATE HIKES

Have had Healthy Paws for 7 years. Premium started at a low $33 per mo. Increased gradually at first, but just doubled this year to $255 per monthly. We NEVER filed a claim and ALWAYS paid on time. Healthy Paws will take your money. As your pet ages they will keep increasing rates until you are driven out of your policy. A win/win for Healthy Paws.

Insurer: Healthy Paws

By: Peter Davis

Verified August 04, 2024

Excellent customer service experience

I called to find out the correct way to submit a follow-up claim to an existing claim. Customer service was prompt, polite and answered my questions.

Insurer: Spot

By: Lucas S.

August 04, 2024

I went to file a claim and was told it…

I went to file a claim and was told it wasn’t covered and it was one thing that caught my eye when I decided to go with embrace so I lost all trust and told Tiffany I wanted to cancel and she has yet to cancel

Insurer: Embrace

By: Edie graham

August 04, 2024

Still waiting for refund

Still waiting for refund

Insurer: Embrace

By: Alouette Lopez

August 04, 2024

Great customer service!

I called customer service before signing up with Fetch. Amanda Mello was so wonderful in explaining all the benefits. She was quick to respond in email when I needed a little more follow up. I look forward to working with Fetch!

Insurer: Fetch

By: Stephanie Lubing

August 04, 2024

Buyer Beware!

We have been w/ Healthy Paws for 7 years, claim free. Monthly payment start at $33 per month. 7 years later $255. Same pet, same vet, same claim free history. As your pet ages, Healthy Paws will continue doubling your coverage, forcing you to drop coverage. Healthy Paws customer service says rates changed due to astronomical vet increases (our vet was 7%) and also blamed ourstates insurance regulators (we checked, they do not determine our increases), so it chalks up to a greedy insurance company and their profit margin. Buyer beware insuring older pets

Insurer: Healthy Paws

By: Peter

Useful
Latest 1 comments
Posted: | By: The Healthy Paws Team

Thank you for being part of the Healthy Paws family since 2017. Premium increases are influenced by two primary factors, the increased age of your pet and the cost of veterinary care services reflected in claims paid in your specific state. Your premiums have gone up since total claim payments to pet parents, among other things, have increased faster than premiums paid by all pet parents in your state. As a result, the premiums for insurance for all pets in your state need to be increased so your insurer can continue to provide this type of insurance. Premiums are determined based on the rates and rating rules filed with, and approved by, each state’s insurance regulator, which reflect the cost of treatment advances in veterinary medicine, and characteristics of the individual pet, in addition to the overall claims experience for the program within the region where the pet resides. We include premium increase information within the "Frequently Asked Questions" page of our website.

August 04, 2024

I had a great experience in updating my…

I had a great experience in updating my payment process/cancellation of my policy.

Insurer: Embrace

By: Candice G.

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