222,670+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 222,670 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

222,670 total


Most selected providers in "May, 2026"

This chart shows the distribution of the most selected pet insurance providers in May, 2026.

Providers with highest rating

Embrace

19,944 reviews

4.9
Healthy Paws

11,311 reviews

4.9
Fetch

5,802 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,247 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified September 15, 2023

Quick responses to claims.

Quick responses to claims.

Insurer: Spot

By: customer

Verified September 15, 2023

Simply a picture

Simply put, the ease in which requesting a reimbursement was accomplished. In less than 30 seconds the request was on its way to be reviewed for approval or disapproval.

Insurer: Figo

By: Charles Black

Verified September 15, 2023

Having Embrace insurance for our pets…excellent decision

Having Embrace insurance for our pets has been an excellent decision. We have a dog and cat. Our claims have been quickly responded to and reimbursed. It is reassuring having insurance, as the expenses for regular check ups and vaccinations have continually increased. Taking my family pets to the vet gets taken care of promptly.

Insurer: Embrace

By: Catherine Raspet

Verified September 15, 2023

Fast, Easy, Great Coverage

Fast claim process. Easy to submit. Spot direct contacts vet for any additional info/med records so that's great. Also time allotted to submit claim great especially when pet going through long term illness.

Insurer: Spot

By: Kim D.

September 15, 2023

DON'T WASTE YOUR MONEY

DON'T WASTE YOUR MONEY! I WISH I HAD READ THESE REVIEWS BEFORE I PURCHASED THE INSURANCE. I have always had pets and never had pet insurance until recently. I purchased this policy and Embrace found a way to essentially carve out every possible body part on my dog including anything dermatological, because she was itchy at one vet visit.. show me a dog who was never itchy for a 12 month period of time, because that is apparently what it takes to be covered... in any case in my opinion the insurance is a total waste of time and money and the adjuster on our file was condescending and just plain rude. Wouldn't recommend this to anyone

Insurer: Embrace

By: Christine Shurtz Franco

September 15, 2023

Pets Best is the best pet insurance

Pets Best is the best pet insurance! It is easy to submit claims and payment is quick. I would highly recommend this insurance!

Insurer: Pets Best

By: Heidi

September 15, 2023

Kelsey was very helpful to me on our…

Kelsey was very helpful to me on our phone call today and answered every question I had & was very polite & courteous. I appreciated her help very much. I had a hard time trying to Google a valid customer service number to get to speak to a live person today & in the process of doing that saw other people’s reviews with the same complaint. I asked Kelsey if she would mind mentioning it to someone in your marketing department so that you could possibly fix a place on the app that would allow you to make a phone call directly from the app. The only way I was able to get through to someone was by using my laptop & getting on a chat with a live person who gave me the phone number. Kelsey is an asset to your company.

Insurer: Fetch

By: Tamra Lockard

September 15, 2023

Love the chat feature, very quick and convenient.

Very flexible and understanding company. Agents are very professional and helpful. Would highly recommend.

Insurer: Sonnet

By: Roberta Butticci

Verified September 15, 2023

Easy Submission and Payment Process

Easy Submission and Payment Process. Signed up and, so far, no complaints. Better coverage than most companies. Highly recommend.

Insurer: Spot

By: Janet

Verified September 15, 2023

It’s very random how Spot pays claims

It’s very random how Spot pays claims. Some are fast without issues but a few of our claims we have had in appeals. We currently have 5 pets covered. Spot was fantastic with our belated cat - but with our dog it has been a struggle. Depending on the outcome of these appeals will determine if we continue with Spot. Right now I’m frustrated with Spot taking o an average of 9 days to process/pay. When we first joined it was 2-3 days.

Insurer: Spot

By: Wendy Alderman

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