154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,469 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,316 reviews

4.9
Healthy Paws

10,759 reviews

4.9
Fetch

27,438 reviews

4.9
Pets Best

14,143 reviews

4.9
Trupanion

62,975 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified October 22, 2025

Healthy Paws for the win

Our 6-year-old dog has been insured with Healthy Paws since she was 3 months old, and it's been the best decision for our family. As she's gotten older, she has had TWO knee surgeries and costly new therapy with a veterinary neurologist. Healthy Paws processes claims quickly through their app or website, and they pay out quickly. Like many pet insurances, they don't cover pre-existing conditions, and they don't cover routine care like vaccines and stuff, but these major surgeries and our dog's other emergencies have more than paid for the insurance premiums over her lifetime so far. I've submitted many claims and have never once had to speak to a representative; that's how good their app is. Highly recommended.

Insurer: Healthy Paws

By: Ana

Verified October 22, 2025

Great Review

The review was great first time using this.

Insurer: MetLife

By: PETER WILLIAMS

Verified October 22, 2025

Good

Good and easy

Insurer: MetLife

By: Guillermo Lopez

October 22, 2025

Horrible insurance

I would give them 0 stars if that was an option... They put caps on all their coverage.So make sure you read what is covered and their wellness coverage is abhorrent even though they charge a premium for it

Insurer: Nationwide

By: Rhonda Noland

Verified October 22, 2025

Claims paid quickly

They are always responsive and claims are paid in a timely manner. I have been a client for over ten years.

Insurer: Healthy Paws

By: John Galasso

October 22, 2025

BEWARE of EMBRACE Pet Insurance

UPDATE: To reply to Embrace's generic chatgpt soulless response to my review - THIS IS HOW THIS COMPANY OPERATES... JAB Holdings Company owns Embrace and more than 12 other pet insurance companies. Their mission that they clearly outline on their website "JAB is committed to delivering superior long term compounding shareholder returns". They raise premiums because they want investors and themselves to profit... They hide behind inflation and other buzzwords. But make no mistake... they sit in a conference room and decide that their bank accounts are more important than the health of your pets! I wish i could give them zero stars. Embrace is just another morally bankrupt insurance company. If you are getting insurance when your pet is young to make sure they are covered throughout their life BEWARE. If anything happens to your pet, they will simply raise the premiums astronomically. I was a loyal customer for 14+ years with my two pets. I paid monthly for the past 14 years to ensure my pets were always taken care of as they grow older. Now that my pets are 12 and 14 - Embrace doesn't want anything to do with us. ZERO loyalty. Last year, my premium went up 40%, this year - it went up 83%. They blamed inflation and the fact that my pets are getting older... which I thought was the goal? To have pets that live long and healthy lives. I'm cancelling my insurance now and I wish I hadn't supported this company at all because now, I actually need insurance and they are fleeing from the scene. BEWARE of this company. I regret every recommending them to anyone. They care ONLY for shareholders.... not pets and certainly not pet parents.

Insurer: Embrace

By: Jennifer Bessette

Verified October 22, 2025

Surgery for my dog, Ollie.

Extremely efficient process. Whenever I've had a followup question after submitting a claim, it is always answered promptly. Wish my own health insurance carriers were this efficient.

Insurer: Healthy Paws

By: Peter Abitante

Verified October 22, 2025

Pumpkin.care IS THE BEST!!

Pumpkin.care IS THE BEST!!! We had Pumpkin.care for our last doggy as well. Best decision EVER! My husband and I recommend Pumpkin.care to EVERYONE! Even if we're not asked. We just tell EVERYONE... You should get pet insurance and you NEED to go with Pumpkin.care! They're THE BEST!!!

Insurer: Pumpkin

By: Carleen

Verified October 22, 2025

Easy to enroll in

Easy to enroll in

Insurer: MetLife

By: Everth Cruz Martinez

October 22, 2025

Karley was most informative

Karley was most informative

Insurer: Fetch Canada

By: Brent

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