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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

PetInsuranceReview recommened

Great plan and super easy to file claims!

Very happy with my coverage thus far especially the ease with which claims are submitted and processed.
  • INSURER: Lemonade
  • POSTED: 05/16/2022
  • BY:
  • BREED: Maltese
  • AGE OF PET: Under a year

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10

out of 10

PetInsuranceReview recommened

Ease of Use is Great

Lemonade has been terrifically easy to use. I just open the app and upload my claim. I have the money quickly too.
  • INSURER: Lemonade
  • POSTED: 05/16/2022
  • BY:
  • BREED: Mixed Breed Medium (20-70 Lbs)
  • AGE OF PET: Over 8 years

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10

out of 10

PetInsuranceReview recommened

Very easy and quick

Easy to sign up easy to submit a claim fast pay back
  • INSURER: Lemonade
  • POSTED: 05/06/2022
  • BY:
  • BREED: Mixed Breed Toy (up to 10 Lbs)
  • AGE OF PET: Under a year

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3

out of 10

Read the fine prints above potential policy coverage change

Please be careful with PetSecure regarding its insurance plan and coverage limitations. Plan and coverage details can change pretty unnoticeably without your consensus and agreement. We enrolled with PetSecure under the vet referral program for our large breed dog back in 2020. I have to give credits to PetScure related to its free trial period, claim process method, and the general coverage range of its plans. However, there are coverage limitations underneath its plans and not advertised anywhere. Moreover, these coverage limitations, and in fact, the policy coverage percentage could change based on the so-called company's "independent" review. To put a solid example, our dog was feeling a bit off (not willing to eat/drink for 2 days), and we visited our regular vet for a quick exam. The result was non-conclusive with a strong suspicion of hot weather/climate, and our dog recovered 2 days after the vet visit without any prescribed meds. Filed the claim with PetSecure, and then denied as the event was not an accident nor illness.... Moreover, at the end of 2021, we received a letter from PetSecure indicating our coverage will change from 80% to 50% in 2022, which is a 30% reduction in co-pay amount including the $200 deductible. Such that, previous a bill total of $250 will be able to satisfy each year's $200 deductible requirement, now will require a $400 bill total amount. Meanwhile, the main website still advertises 80% plan coverage....right, this is not a false advertisement for sure.... Anyway, one short conclusion, stay away from PetSeucre, and actually any majority of pet insurance providers if you have a healthy dog. Put away some money for special event of accident or major illness.
  • INSURER: Petsecure
  • POSTED: 05/19/2022
  • BY:
  • BREED: Mixed Breed Large (70–90 Lbs)
  • AGE OF PET: 1 - 8

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5

out of 10

Expensive and difficult

Expensive policy with high deductibles and co-payments. Plus, most obnoxious policy of deleting pet's records from online when they somehow find that pet is deceased. I did not tell them pet had died and it wasn't mentioned in the final, very expensive claims I was submitting. Did they not trust me and called the hospital? The result was that I couldn't see that my claims were received, were being processed, or completed. I had to continually call to ask for progress on the claims. What purpose did that serve other than to make things more difficult for me after my pet died?
  • INSURER: 24PetWatch
  • POSTED: 07/12/2022
  • BY:
  • BREED: American Domestic
  • AGE OF PET: Over 8 years

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10

out of 10

Verified Reviews

PetInsuranceReview recommened

I can ensure my cat gets the best care, knowing Trupanion has me covered

Recently my cat and I went through a health scare, well I was stressed about what was happening with my cat, I did not have to worry about how I would afford everything. This allowed me to keep my focus on the most important thing my car. Thank you! the covered everything that they said they would when I bought the package!
  • INSURER: Trupanion US
  • POSTED: 05/06/2022
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

PetInsuranceReview recommened

Pawsome awesome

I have had 24 pet for 13 years and I have always had a a good experience with them
  • INSURER: 24PetWatch
  • POSTED: 05/06/2022
  • BY:
  • BREED: Mixed Breed Medium (20-70 Lbs)
  • AGE OF PET: Under a year

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10

out of 10

PetInsuranceReview recommened

Awesome claim service

I've never had pet insurance but did ALOT of research to find the right and most affordable coverage/policy to meet our needs. I finally chose Lemonade. Our great dane was 9 wks old and went for her forst "well" check. She recieved her 2nd set of vaccinations, fecal and microchip. My bill was $98.50 at checkout. I paid it and as soon as I got home I uploaded my document (vet bill) and literally by the time I uploaded it,I was sent an email saying claim was approved and by the next day I was reimbursed $88.00 !! Like WOW. I'M SUPER IMPRESSED, Thanks so much for such quick claim service.
  • INSURER: Lemonade
  • POSTED: 05/13/2022
  • BY:
  • BREED: Great Dane
  • AGE OF PET: Under a year

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10

out of 10

Verified Reviews

PetInsuranceReview recommened

So Glad We Got Trupanion

Truepanion was the best choice we made. I expected hassles like human healthcare companies, but haven’t had a single problem with any claims. It’s straightforward and easy to submit, and they are extremely responsive at every step. The best thing we did was get the recovery care rider. Winnie had to have surgery at around 1 yr, and they not only covered their portion of the surgery with no problem, but the rider gave us follow-on physical therapy coverage which made all the difference in the world.
  • INSURER: Trupanion US
  • POSTED: 05/06/2022
  • BY:
  • BREED: Bernedoodle
  • AGE OF PET: 1 - 8

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10

out of 10

PetInsuranceReview recommened

So Glad We Got Trupanion

Truepanion was the best choice we made. I expected hassles like human healthcare companies, but haven’t had a single problem with any claims. It’s straightforward and easy to submit, and they are extremely responsive at every step. The best thing we did was get the recovery care rider. Winnie had to have surgery at around 1 yr, and they not only covered their portion of the surgery with no problem, but the rider gave us follow-on physical therapy coverage which made all the difference in the world.
  • INSURER: Trupanion US
  • POSTED: 05/06/2022
  • BY:
  • BREED: Bernedoodle
  • AGE OF PET: 1 - 8

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