154,902+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.
235,469 total
What are you looking for?
Most selected providers in "November, 2025"
This chart shows the distribution of the most selected pet insurance providers in November, 2025.
Providers with highest rating
20,316 reviews
10,759 reviews
27,438 reviews
14,143 reviews
62,975 reviews
Category with most reviews
This chart shows the distribution of review categories.
I’m very happy with this coverage for…
I’m very happy with this coverage for my two dogs
Insurer: Embrace
By: Carol Haff
I’m writing this review because…embrace forces you to write a review before you submit a claim.
I’m writing this review because Embraces website essentially makes you write a review in order to submit claims. I’ve actually had a decent experience with them aside from this.
Insurer: Embrace
By: Kelly Jones
appeal process
several times my pets Dr. visit wasn't routine and we weren't totally reimbursed for the Dr. visit and I have to go through the appeal process which is very inconvenient because I have to fill out and drive the paperwork to the vet to get it signed . I wish you would just look into what the visit is for and pay attention more clearly to avoid this appeal process.
Insurer: MetLife
By: Christine Adams
Very easy to complete a claim
Very easy to complete a claim. The website provides a nice stepwise process and is clear an easy to read and navigate.
Insurer: Embrace
By: Len Marchese
Thank you very easy process
Thank you very easy process
Insurer: MetLife
By: Tracy Hastings
I highly recommend Spot!
I purchased accident and illness insurance for my dog in 2024. I didn't have any claims that year. However, this year I have already filed 2 substantial claims. The first was for a cardiologist evaluation and EKG, totally over $1,000. Spot allow all of that claim and reimbursed me about $360 ($500 satisfied my deductible and I received 80% of the remainder, as set forth in my insurance terms). The next claim was for a tooth extraction and dental cleaning for a total of over $1,600. Except for about $5 for "pet waste/taxes," Spot again allowed all the charges. I just got a check for about $1,330! (Numbers aren't precise but the refund is 80% of the allowable costs.) Filing claims is easy as is providing the additional information they may request. Both claims were paid within a couple of weeks. On 1 occasion, I had to reach out to their customer service and this too was a very favorable experience. While the premiums are high, the cost is offset if your pet has an accident or illness. I very much recommend Spot for your piece of mind!
Insurer: Spot
By: Kathleen Turner