221,348+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 221,348 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

221,348 total


Most selected providers in "May, 2026"

This chart shows the distribution of the most selected pet insurance providers in May, 2026.

Providers with highest rating

Embrace

19,907 reviews

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Trupanion

55,033 reviews

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Pets Best

15,132 reviews

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Category with most reviews

This chart shows the distribution of review categories.

Verified June 12, 2026

easy and friendly

easy and friendly

Insurer: Nationwide

By: Erin K

Verified June 12, 2026

Fast response after sending claim

Fast response after sending claim

Insurer: Spot

By: Sally Florendo

Verified June 12, 2026

SPOT Delivered on Their Promise

I’ve had a great experience with SPOT Pet Insurance. Recently, my senior rescue cat needed a treatment that cost several thousand dollars. I submitted all the required records, and once SPOT received the documentation, my reimbursement was processed without any issues. What I appreciate most is that SPOT has not raised my premiums because of my cat’s age, unlike some other pet insurance companies. One company I contacted wouldn’t even cover pets over 13 years old. The condition my cat was treated for developed after she was enrolled, and SPOT honored the coverage as promised. The claims process was easy, the reimbursement was fair, and SPOT has not disappointed me. I highly recommend them to other pet owners.

Insurer: Spot

By: Nathalie Hoarau

Verified June 12, 2026

I have not had a need to really use the…

I have not had a need to really use the insurance up until now. Our kitty is normally very healthy and happy. But, that seemingly changed in an instant that he was lethargic and not eating. Although the vet did not isolate the exact cause of the fever, the IV fluids and antibiotic brought him out of the illness. I am very thankful to Spot for standing with me during this ordeal. It was overwhelming.

Insurer: Spot

By: Margie McAllister

Verified June 12, 2026

Getting pet insc from MetLife has been…

Getting pet insc from MetLife has been the best thing i have ever done for my fur babies.

Insurer: MetLife

By: Mandi

June 12, 2026

Denied cancer care over an unrelated old lump—policy feels like a scam

I have accident/illness care for my French bulldog. A couple of years ago, he was treated for a minor left eyelid mass. Recently, he developed cancer in his right EAR—the complete opposite side of his body and an entirely different body part. Pets Best denied his diagnostic and cancer care, claiming it is a "pre-existing condition." Their policy is written so that if your pet has a single mass removed anywhere, every single mass that occurs for the rest of their life is automatically deemed pre-existing and excluded from coverage. This loophole is devastating when your pet actually needs cancer treatment. It feels like a giant scam designed to avoid paying out when it matters most. Potential buyers beware.

Insurer: Pets Best

By: Brianna Newhart

Verified June 12, 2026

Broad coverage

Broad coverage, vet recommended, website user friendly,

Insurer: MetLife

By: Gracie's Mom

Verified June 12, 2026

Great company ! Never had a problem

Spot is very quick to respond to any submissions. Never had an issue with claims. Very good price - they are always fast and efficient responses!! Definitely recommend them! The price is even better if you go through sams club! Find it a great value for pet insurance and I have had a few different insurances.

Insurer: Spot

By: melinda rischar

Verified June 12, 2026

Processed my claim very quickly.

Processed my claim very quickly.

Insurer: Spot

By: Dawn Robertson

June 12, 2026

Call Center Workers are the WORST

I get so damn mad at these offshore call center workers who know absolutely nothing outside of the English script they are given. AI could do better. The woman could not tell me the amount of the 'exclusion' for one of my claims. She did not know what an 'exclusion' is and insisted on telling me that it is something it is not! When I asked for a supervisor, I was put on terminal hold.

Insurer: Healthy Paws

By: Kevin North

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