154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,400 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,342 reviews

4.9
Healthy Paws

10,808 reviews

4.9
Fetch

27,507 reviews

4.9
Pets Best

14,177 reviews

4.9
Trupanion

63,026 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

October 09, 2024

Amanda was fabulous! Fetch is the way to go!

Amanda was fabulous! I felt like I was talking to a friend. She made me feel so comfortable and confident in the process, I know my girl will be protected. And if I have any questions, I just have to contact Amanda! As a Veterinarian, I have long recommended Fetch and now I have my own young pup that needs protection, I feel honored to be able to represent them.

Insurer: Fetch

By: Stephany Ast

October 09, 2024

Amanda was fabulous! Fetch is the way to go!

Amanda was fabulous! I felt like I was talking to a friend. She made me feel so comfortable and confident in the process, I know my girl will be protected. And if I have any questions, I just have to contact Amanda! As a Veterinarian, I have long recommended Fetch and now I have my own young pup that needs protection, I feel honored to be able to represent them.

Insurer: Fetch

By: Stephany Ast

October 09, 2024

Amanda was fabulous! Fetch is the way to go!

Amanda was fabulous! I felt like I was talking to a friend. She made me feel so comfortable and confident in the process, I know my girl will be protected. And if I have any questions, I just have to contact Amanda! As a Veterinarian, I have long recommended Fetch and now I have my own young pup that needs protection, I feel honored to be able to represent them.

Insurer: Fetch

By: Stephany Ast

October 09, 2024

Amanda was fabulous! Fetch is the way to go!

Amanda was fabulous! I felt like I was talking to a friend. She made me feel so comfortable and confident in the process, I know my girl will be protected. And if I have any questions, I just have to contact Amanda! As a Veterinarian, I have long recommended Fetch and now I have my own young pup that needs protection, I feel honored to be able to represent them.

Insurer: Fetch

By: Stephany Ast

October 09, 2024

Amanda was fabulous! Fetch is the way to go!

Amanda was fabulous! I felt like I was talking to a friend. She made me feel so comfortable and confident in the process, I know my girl will be protected. And if I have any questions, I just have to contact Amanda! As a Veterinarian, I have long recommended Fetch and now I have my own young pup that needs protection, I feel honored to be able to represent them.

Insurer: Fetch

By: Stephany Ast

October 09, 2024

Prices Keep Going Up, By A LOT

When I signed up my new dog in 2022, I did so because they will pay most emergency vets directly. Since I had to leave $10k when my last dog got sick, I decided it was a good idea, even though they are definitely THE MOST EXPENSIVE pet insurance out there. Also, I knew someone who had Teupanion, and the cost had only gone up about $3 in over six years. When my renewal came in 2023, my tlraye increased by almost $100 per month. I called them, and they're solution was to raise my deductible. Well, they have a pet incident deductible vs. an annual deductible, so that can get pricey. Healthy Paws had an annual of $100, and I liked them, but in an emergency, I thought Trupanion would alleviate the stress of coming up with a huge deposit. I doubled my deductible and was told that my rates probably wouldn't go up again when it renewed. Well, I got my 2024 renewal notice, and even with a higher deductible, my premium is being raised to $295 a month. That's another $65 more than I'm paying, and once again, the only response I get is to raise my deductible again. If I keep doing that, it's going to be so high that I won't be able to afford to go to the vet at all. I'd switch in a heartbeat if I could, as I've priced other plans, and with the same coverage and an annual deductible and no annual cap, it's about a third of what I'm paying. Unfortunately, anything ever talked about or brought up as a future possibility will be excluded. For instance, I had my dog x-rayed and checked for hip dysplasia at one year due to his size. It was clear, but if he ever ended up with that, it would be excluded with other companies. So, I'm stuck paying nearly what I used to pay for my new car per month. It's absolutely ridiculous.If they're going to keep raising rates as high as they're doing, they could at least have an annual deductible. I should also mention that my last insurance included physical therapy, acupuncture, etc as part of the policy, and you have to pay extra with Trupanion. I'm sorry, but I think they are taking advantage of people that live in cities and are already being gouged by VCA and every other hospital now owned by Mars. Since they bought them out their prices have skyrocketed, and also practically insisting on unnecessary procedures doesn't help. I joined Modern Animal to avoid paying exam fees, since those are also not covered. I can't afford a super high deductible and exam fees. I'm a very unhappy customer that is stuck with them or having no insurance at all. Our second dog is NOT insured by them. He has great coverage at around $70 a month. Hindsight is 20/20 I suppose.

Insurer: Trupanion

By: Michele Langley

October 09, 2024

Really easy during a tough time

Really easy process to submit a claim and provided great coverage! Made it really easy during a tough time.

Insurer: Embrace

By: BR

October 09, 2024

is this company a scam company?

They do not reimburse you the amount in their policy. Customer service is not helpful when you are able to reach them. There is always some excuse for why they do not reimburse you when you make claim and it takes a long time for the payment. Do not use them if you care for your pet. I would give them a lower rating if I could

Insurer: Fetch

By: cathy

October 09, 2024

is this company a scam company?

They do not reimburse you the amount in their policy. Customer service is not helpful when you are able to reach them. There is always some excuse for why they do not reimburse you when you make claim and it takes a long time for the payment. Do not use them if you care for your pet. I would give them a lower rating if I could

Insurer: Fetch

By: cathy

October 09, 2024

is this company a scam company?

They do not reimburse you the amount in their policy. Customer service is not helpful when you are able to reach them. There is always some excuse for why they do not reimburse you when you make claim and it takes a long time for the payment. Do not use them if you care for your pet. I would give them a lower rating if I could

Insurer: Fetch

By: cathy

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