208,625+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 208,625 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

208,625 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,710 reviews

4.9
Healthy Paws

10,980 reviews

4.9
Fetch

5,226 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,824 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

January 24, 2026

Our first pet to have pet insurance

This is our 1st time getting pet insurance. It was overwhelming! I called Fetch and talked to Josh Sabado. He was very knowledgeable and helpful. It made my decision very easy for me. He answered every question I had and made me feel like I chose the insurance company that was best for our new puppy. He is definitely an asset to this insurance company.

Insurer: Fetch

By: JNS

January 24, 2026

The worst pet insurance company we have…

The worst pet insurance company we have had. They actively work to frustrate you and don’t pay claims. In the 2 years we have been with them they denied every single claim. I have never seen a company hire people who work so hard to not do what they are supposed to do. Every claim is denied and followed up with emails requesting specific doctors notes and chart records. After jumping through the hoops to get those they denied all claims. They are cheap for a reason.

Insurer: Prudent Pet

By: Mark

Verified January 24, 2026

Easy to file a claim

Easy to file a claim, quick reimbursement. I was very impressed with the ease and efficiency of the process! Also appreciated the first question they asked (online) was if my dog was okay.

Insurer: MetLife

By: MP

Verified January 24, 2026

Their policy is not clear on how to…

Their policy is not clear on how to determine incurable conditions and that they are not covered under the preventative plan. The entire insurance industry is a scam and they are one of the front runners. Their phone rep informed me the reason for claim denial was because the condition is incurable and hence not covered while in their explanation of benefits it’s stated that the claim was made within the 180days of getting the insurance and that’s why it was denied. So which is it?!?! Taking all of this into consideration I’ve decided to take my business elsewhere. Never received a penny on any of my claims. They always had some made up reason to deny coverage. SHAME ON THEM!

Insurer: Spot

By: Priyanjali Sinha

Verified January 24, 2026

Healthy Paws has been there for us for…

Healthy Paws has been there for us for ten years. We always advise pet owners to have insurance. Especially Healthy Paws

Insurer: Healthy Paws

By: Jenifer Crabtree

Verified January 24, 2026

Great Customer Service

Easy to choose coverage. Representative I spoke to was knowledgeable and assisted me in a quick and easy manner

Insurer: Nationwide

By: Suzanne

Verified January 24, 2026

Wonderful representative

Wonderful representative, very courteous & helpful.

Insurer: Nationwide

By: D Wayne

Verified January 24, 2026

Very easy to upload and submit a claim.

Very easy to upload and submit a claim.

Insurer: MetLife

By: Robin McCarty

January 24, 2026

Very kind and helpful!

Very kind and helpful!

Insurer: Fetch

By: Amelia Bader

Verified January 24, 2026

Worth the money

Intuitive, easy-to-use, and incredibly quick at processing claims, Spot has been so great to have. My dog has had a few additional medical procedures, and I have never gotten any pushback on claims I filed, but a timely and relatively big reimbursement, at a pretty affordable/competitive monthly rate. It's been such a relief. Worth every penny!

Insurer: Spot

By: Siham Zniber

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