224,949+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 224,949 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

224,949 total


Most selected providers in "July, 2026"

This chart shows the distribution of the most selected pet insurance providers in July, 2026.

Providers with highest rating

Embrace

20,008 reviews

4.9
Healthy Paws

11,406 reviews

4.9
Fetch

5,987 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,447 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

March 14, 2025

I have been a loyal Healthy Paws…

I have been a loyal Healthy Paws customer for 7 years, but I can no longer recommend them. When I first signed up, my premium was $23.94/month for the best coverage—now, despite adjusting my deductible and reimbursement level to lower costs, my premium has skyrocketed with no real explanation. On top of that, my recent claim was denied unfairly, miscategorizing necessary bloodwork as "wellness/preventative care," even though it was for a diagnosed condition. I’ve had to fight for every bit of coverage lately, which was never the case before. Their service has drastically changed. They know long-term customers with pets who have preexisting conditions can’t switch providers easily, and they’re taking full advantage of that. If you’re considering this insurance, think twice! What starts off affordable quickly becomes overpriced and unreliable. I’m extremely disappointed

Insurer: Healthy Paws

By: Tatyanna

March 14, 2025

Embrace has saved my dog's life- or at…

Embrace has saved my dog's life- or at least has given us over another year with him, covering his chemo treatments throughout his lymphoma diagnosis, through remission and coming out of it, they have been so fast and reliable we haven't hesitated to do everything in our power to make sure he has had the right treatment at the right time and is comfortable as possible. We can't recommend them enough <3

Insurer: Embrace

By: Shannon McNamara

March 14, 2025

It was easy to sign up for pet…

It was easy to sign up for pet insurance.

Insurer: Nationwide

By: customer K. C. S.

March 14, 2025

Great coverage and paid fast.

Great coverage and paid fast.

Insurer: Spot

By: Judy Duffy

March 14, 2025

Quick and Fair

I feel like Pumpkin has been very helpful and honest, and is allowing us to maintain our pet in the best health possible. Their claim review process is pretty quick, and we receive payments with a reasonable turn around time.

Insurer: Pumpkin

By: Daver

March 14, 2025

easy process

easy process

Insurer: Fetch

By: Tina

March 14, 2025

Adjusters don't read attached documents…

Adjusters don't read attached documents or notes. This is the second claim where the adjuster failed to thoroughly read attached documents and associated notes. Because of this they have denied a claim because the claim system didn't have a matching diagnosis in the subject pull down menu and only paid 50% of the submitted items on a second. I wish I had researched this company better before purchasing policies.

Insurer: Embrace

By: Benjamin Sherburne

March 14, 2025

Easy and prompt claim processing

The process to make a claim is easy, and I had my reimbursement promptly with no fuss. I was happy with the level of reimbursement for a tooth surgically extracted. Definitely worth the premiums.

Insurer: Spot

By: Laura Stiles

March 14, 2025

I was originally very happy, but then put in a claim.

I was originally very happy with Prudent until I had to file a claim. They are the cheapest by far but you get what you pay for. They made it difficult to file a claim and they did not cover the actual vet visit for an emergency puncture wound. So read the fine print as they seem to be well versed in hiding what they don’t cover.

Insurer: Prudent Pet

By: Erika Thiel

March 14, 2025

Everything.

Everything.

Insurer: Sonnet

By: Matt

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