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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

PetInsuranceReview recommened

Great customer service

Healthy Paws has been an excellent insurance company to work with! It was such a relief to know that we had pet insurance when our dog needed to have a total ear ablation. Customer support was a delight; they were responsive and communicated where were were in the claims process every step of the way. I definitely recommend Healthy Paws, not only for the attention to the customer, but for the peace of mind of working with them!
  • INSURER: Healthy Paws
  • POSTED: 12/16/2020
  • BY:
  • BREED: Mixed Breed Medium (20-70 Lbs)
  • AGE OF PET: 1 - 8

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10

out of 10

PetInsuranceReview recommened

The most reliable and easy to use claim form it amazing. I will never use any other Pet Insurer!

They take the worry out of caring for your pet. If they have an accident or illness, knowing I will be partially reimbursed, takes the guess work out of, should I bring him or not. Easy to understand Claim Form, great Customer Service and great value.
  • INSURER: Pets Best
  • POSTED: 12/16/2020
  • BY:
  • BREED: Mixed breed Large (70–90 Lbs)
  • AGE OF PET: 1 - 8

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10

out of 10

PetInsuranceReview recommened

Claims are processed quickly...amazing company to protect your fur baby from the unexpected!

I am so grateful that I purchased a healthy paws policy for my boy! It allows him the best possible medical care! I highly recommend this company to any pet owner i know!
  • INSURER: Healthy Paws
  • POSTED: 12/16/2020
  • BY:
  • BREED: Rhodesian Ridgeback
  • AGE OF PET: 1 - 8

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1

out of 10

Verified Reviews

Total disappointment.

Your claim approval is dishonest!! You are only paying 35% of the vet costs. You have disallowed 65% of my claim. You do not hesitate to continue raising premiums (I am now paying more than 1200.00 per year) but when it comes to legitimate claims you refuse to pay out. You ask if I would recommend this company. I assure you that I will do all in my power to discourage anyone considering Trupanion. It will not be difficult to convince anyone considering Trupanion once I show them that you only pay off 35% on claims. I will be posting my thoughts on any social media that I can.
  • INSURER: Trupanion US
  • POSTED: 03/26/2021
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: Over 8 years

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10

out of 10

PetInsuranceReview recommened

HealthyPaws is life saving

Healthy paws has saved our lives when it comes to providing care for our dog. Milo has gotten sick a couple of times and has allergies that require expensive fixes and healthy paws makes it possible for him to receive all that, and we don’t have to worry about finances while he gets the best care
  • INSURER: Healthy Paws
  • POSTED: 12/16/2020
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: 1 - 8

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10

out of 10

PetInsuranceReview recommened

Best Pet Insurance!!

I did a lot of research on pet insurance before deciding on Embrace. I recommend it to everyone! You couldn't find better and more cheerful customer service. They provide lots of different options for coverage. You can create your own plan. I have 3 cats and each has a different plan. Our older cat, for example, has no diseases or any signs of poor health. But adopting a kitten from a rescue shelter, you just never know, so I got more insurance for him.
  • INSURER: Embrace
  • POSTED: 12/14/2020
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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4

out of 10

Claim processing time is not as advertized

We decided to go with Spot based on the reviews we read and the advertised quick claim processing that stated 48-72 hrs. We adopted a new aussie puppy and we went with both the pet insurance and the wellness plan. I submitted all the paperwork we received from the breeders vet and then took the puppy to the vet after signing up. It was a first vet visit for us so the usual (exam, shots etc). The total cost was $213. I submitted all the paperwork to SPOT and got an instant message saying that due to high volume of claims at this time yadda yadda it could take longer than expected etc. Ok that's fine but keep in mind this is not what they advertised and is not what I would think anyone would consider quick claims. It has now been 8 working days and there has been no status change on my account. Just says processing... Banfield may not have been perfect but at least the discounts for wellness was immediate, taken off the cost at the time you paid not reimbursed like this. I will update my review if and when it pays but so far the experience hasn't met the standards I was expecting based on the reviews.
  • INSURER: Spot
  • POSTED: 07/17/2021
  • BY:
  • BREED: Australian Shepherd - Miniature
  • AGE OF PET: Under a year

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10

out of 10

Beyond Helpful!!

Beyond Helpful
  • INSURER: Trupanion US
  • POSTED: 12/14/2020
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

PetInsuranceReview recommened

Stress free quality pet insurance

The speed and ease of filing claims, uploading records and processing time is always top notch. Customer service is always great, they’re knowledgeable and caring. I have multiple dogs and 24 Pet Insurance is an important part of their care.
  • INSURER: 24PetWatch
  • POSTED: 12/14/2020
  • BY:
  • BREED: Mixed Breed Medium (20-70 Lbs)
  • AGE OF PET: Over 8 years

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9

out of 10

Verified Reviews

PetInsuranceReview recommened

Trupanion makes it easy

On my vet's advice we purchased a policy from Trupanion. She said this type of dog( Belgian Malinois mix) commonly tear their ACL in the knee from running, jumping etc. We've been paying our premiums for about 4 years now. Sure enough this year she tore her ACL(or CCL in dogs). I started submitting claims fro xrays, anti inflamatory meds etc. Filing a claim is so easy!! They respond right away and let you know they are looking at it and then usually within a few days they inform you they have covered it! We have them pay us back so it is deposited it straight into our account. It's not 4-6 weeks! It's a matter of days! We have been extremely happy with Trupanion's service. Her surgery total has been close to $6,000. We could have done it , but Trupanion made it less of a worry of how are we going to pay for this.We are very impressed with Trupanion! I have recommended it to a few people!
  • INSURER: Trupanion US
  • POSTED: 03/26/2021
  • BY:
  • BREED: Mixed breed Large (70–90 Lbs)
  • AGE OF PET: 1 - 8

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