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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Verified Reviews

PetInsuranceReview recommened

Best company I know

Honestly the best insurance company I’ve ever had! They are always so kind over the phone whenever you have a question or concern It is a very difficult time for my family and I as our cat is very ill, and Trupanion has truly made it so much easier on us I would recommend to any pet owner, they are truly the best
  • INSURER: Trupanion US
  • POSTED: 03/26/2021
  • BY:
  • BREED: Maine Coon
  • AGE OF PET: Under a year

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10

out of 10

PetInsuranceReview recommened

I absolutely love the coverage I get from Healthy Paws.

I’ve been with Healthy Paws pet insurance for many years, covering six dogs during that time. I have had to file major claims on three occasions for two different dogs, and each time the claim process was straight forward and efficient. Not only did Healthy Paws reimburse me for my claims, but always followed up personally to see how my dogs were doing. The people at Healthy Paws are just very nice and caring. I can’t imagine a better pet insurance.
  • INSURER: Healthy Paws
  • POSTED: 12/17/2020
  • BY:
  • BREED: Siberian Husky
  • AGE OF PET: 1 - 8

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10

out of 10

PetInsuranceReview recommened

I've been happy with Embrace, and suggest everyone have pet insurance.

I've had Embrace pet insurance for many years and have been happy with their service.
  • INSURER: Embrace
  • POSTED: 12/17/2020
  • BY:
  • BREED: Great Dane
  • AGE OF PET: 1 - 8

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10

out of 10

PetInsuranceReview recommened

Lots of coverage options, super affordable

I loved the variable coverage. I was also able to chose to cover ruitine and preventative care and it still didn't break the bank. Prompt and easy to understand.
  • INSURER: Pets Best
  • POSTED: 12/19/2020
  • BY:
  • BREED: Mixed breed Giant (90 Lbs +)
  • AGE OF PET: 1 - 8

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10

out of 10

PetInsuranceReview recommened

Easy, Lightning Fast, and Compassionate Reimbursement from Healthy Paws!

Incredible experience! They processed my claim in TWO DAYS and were so caring and compassionate in their communication. Submitting a claim was as easy as uploading two medical records. It took less than five minutes. Details: My beagle mix was attacked during a walk by an unleashed dog. It was horrific, his back leg got mauled, he lost a tooth in the scrap, and the bill came out to just under $2000. I submitted my claim, and within TWO DAYS, Healthy Paws had reviewed my claim and informed me that a check for 80% (minus the $250 yearly deductible) was on its way. I almost cried, the dog attack was so awful and the claim process was so easy. I just uploaded the vet invoice, and the medical info sheet, and while this was not necessary, I included pictures of the wounds. The site was very easy to use and I had no problems uploading the attachments. A week later, I received a message from a representative asking how my beagle-mix was doing. My check arrived very quickly. I recommend this company to everyone!
  • INSURER: Healthy Paws
  • POSTED: 12/17/2020
  • BY:
  • BREED: Mixed breed
  • AGE OF PET: 1 - 8

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1

out of 10

Very unprofessional

This insurance is a waste of money. The monthly rate is fairly high compared to other insurances. They don't cover dental. My puppy had a lesion that required an FNA with subsequent biopsy. Since the lesion was there before the insurance was in effect I expected the claim to be denied as pre existing. What I find outrageous is that the insurance excluded all and I mean ALL skin conditions now for her. That is highly unprofessional, because they should only exclude THIS one condition that she has and not EVERYTHING. So, beware of this insurance. I have been sending everyone who was asking for recommendations away from this one. I will cancel first chance I get and my second puppy will be insured elsewhere from day 1. Do your research, please - I did not do a good job because I was in a rush and am now stuck with this plan.
  • INSURER: Pets Plus Us
  • POSTED: 01/04/2021
  • BY:
  • BREED: Mixed Breed Medium (20-70 Lbs)
  • AGE OF PET: Under a year

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1

out of 10

Constant Deniel of Coverage

PetsPlusUs (Northbridge Insurance) is terrible. My dog has had insurance since I adopted him in 2010. When we moved to Canada a couple of years ago, we found what we thought was a good insurance company. We made sure there was not lapse in coverage. Generally, our dog was healthy but had a rare stomach ailment (not genetic, not contagious and not repetitive). He also had heartworm when he was a puppy but it never came back. When enrolled with Pets Plus Us, they seemed to very helpful. After a delayed application process (on their end), they provided a list of policy exclusions, including the overly broad term of "any stomach" issues. 358 days later, our dog had diarrhea. With only 7 days before the exclusion period was to end and an unrelated stomach ailment from the original virus (as mentioned above), PPU denied the claim and the later follow-up claim. After many discussions and a letter from the Vet stating the two issues could not be related, they removed exclusion. Almost 4 weeks later, they still haven't paid us...and claim they are processing it. Recently, we found a tick on our little fella. First one ever. We called the vet and they wanted the tick tested. We brought the tick over to the doctor's office. PPU did not cover the test citing that it was "elective". Again our Vet wrote a letter stating that ticks need to be tested for Lyme Disease. They declined the appeal again citing it was "elective" and lumping it into the category with "ear cropping, debarking, nail trimming, nasal and skin folds, cosmetic surgery." Interestingly enough, if the test came back positive, they would have covered it because it would have been necessary. Does that even make sense? They want the money but don't want to pay claims. We have spent over 5 hours on these issues and still can not get any satisfaction. They suck and wish I had my US coverage back.
  • INSURER: Pets Plus Us
  • POSTED: 12/27/2020
  • BY:
  • BREED: Mixed Breed Medium (20-70 Lbs)
  • AGE OF PET: Over 8 years

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10

out of 10

PetInsuranceReview recommened

Wonder if per insurance is worth it?

My first Boston had serious eye surgery when she was about 3 months old. At the time I learned about Pet Insurance and swore I would get it with the next pup. Then came Darwin 10 years later and immediately got insurance. He is a deaf and rambunctious Boston. Within the first month he scratched his eye. Within 4 months he swiped a bunch of grapes and within 6 months his nasal passages grew and closed enough for him to have major surgery to open up his nasal passages and elongated palette to breath better. As well as deformed dewclaws that had to be removed. Pet insurance covered it all! So worth it! Highly recommend healthy pets for your animals.
  • INSURER: Healthy Paws
  • POSTED: 12/16/2020
  • BY:
  • BREED: Boston Terrier
  • AGE OF PET: Under a year

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10

out of 10

PetInsuranceReview recommened

Healthy Paws is the absolute best!

Healthy Paws is the absolute best! The customer service is outstanding. They cover 80% of costs, including prescriptions, (after deductible of course). To submit claims, just snap a picture and press send. That's it. They send a reimbursement check within a week. I could not be happier with them.
  • INSURER: Healthy Paws
  • POSTED: 12/16/2020
  • BY:
  • BREED: Labrador Retriever (Yellow)
  • AGE OF PET: 1 - 8

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10

out of 10

PetInsuranceReview recommened

Great Customer Service, quick settling of claim, so easy

It was so easy to file my claim, and having the coverage offers me peace of mind that we can get our beloved pet the best care possible, without having to worry that I am going to go broke. Thankfully, we don't have to think twice financially about removing a mass from our dog. getting this policy was one of the best decisions I made.
  • INSURER: Healthy Paws
  • POSTED: 12/18/2020
  • BY:
  • BREED: Mixed Breed Small (10-20 Lbs)
  • AGE OF PET: Over 8 years

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