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Important peculiarity.
If you consider to deal with Embrace, keep in mind my more than 3 years experience with the company: 1) all your wellness claims like vaccination, grooming, etc. (hundred(s) dollars) will be paid very quickly and in full; 2) all your substantial claims related with an illness, trauma, etc. (thousands dollars) will be declined with references to pe-existing conditions which formulated very creatively.
Insurer: Embrace
By: Oleg Kashireninov
Total scam
Total scam. The other reviews here must have been auto generated. Does not give you policy before you buy. You put in credit card and they charge it right away - without registering pet or give you any policy details. As others have noted, they also deny everything and say everything is pre condition. they can do that because they dont offer any legal policy contract. Scam .
Insurer: Fetch Canada
By: Fred Lee
Very satisfied
Spot has been wonderful and prompt with claims I've had to submit. They are true to their word and having them eases my mind with my pups.
Insurer: Spot
By: jessica moore
Great for kittens
Very useful! Great benefits. 2 day waiting for accident! They have tons of options. If you have a kitten they have a great Wellness program for reimbursement for all the 1st year costs!
Insurer: Embrace
By: Aimee Miller
The process was clear and easy to do
The process was clear and easy to do. I got my reimbursement really quickly.
Insurer: Spot
By: Joann Cavalli
Claim process was easy and smooth
Claim process was easy and smooth. From the date I uploaded the bill and invoices, it took less than 2 weeks to receive the money I need. Customer service was good too.
Insurer: Pets Best
By: Lucy
Trust them with your pet family
We've had Embrace Pet Insurance since our Ragdoll cat, Pippin, came into our home five years ago. We found out this month that Pippin has cancer. He's a beloved giant, purring fur-ball who will let you hold him for as long as you need, or he needs(!), and touch his nose to yours in trust, and finding out about this cancer has wrecked everyone in our home. We've had two expensive vet appointments so far and Embrace has been wonderful. I just submit copies of the vet bill online and have always received a determination within a few days and a check in the mail within a week from the determination. If I linked my bank account, the checks would come even faster; I just haven't done that yet. I've liked Embrace so much that we added on our new Australian Shepherd last year. Update - Since I wrote the first part of this review, we have lost our beloved Pippin. We had one more specialist vet appt & the result was that he didn't have much time left. We got another week with him and then we took him in to be put to sleep because we didn't want him to suffer. I have tears just typing this. The last appt was $2500 and I couldn't have afforded that without the pet insurance. I pay for 90% coverage and knowing that we have that meant we could try to get him help, even though it didn't "work." After I notified Embrace, they actually sent an email with their condolences and saying that they were canceling his insurance for us but assuring me that that didn't mean they wouldn't pay for the last claims. I appreciated that so much and I will continue to have Embrace for other pets.
Insurer: Embrace
By: Genie
Fast Claim Settlement
Submitted claim online which was very easy. Notified claim was paid with a week. Outstanding! No questions asked.
Insurer: Spot
By: Ben
Fast.easy to maneuver from iPhone …
Fast.easy to maneuver from iPhone information needed.
Insurer: Fetch
By: MaryBeth
Always a good experience
Always a good experience
Insurer: Spot
By: customer