209,470+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 209,470 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

209,470 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,732 reviews

4.9
Healthy Paws

11,012 reviews

4.9
Fetch

5,285 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,866 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

January 19, 2025

Well Worth It!

"I have 3 rescue cats. All of them young and related. They are indoor only cats but that doesn't mean they don't have accidents, illnesses, and regularly need to see their Vet for wellness visits. I learned a long time ago that you need to have really good pet insurance. Pets Best is by far the most comprehensive pet insurance I've had. They are very transparent with your costs and reimbursements. They are easy to get in touch with for assistance and I find filing a claim online to be simple and straightforward. My male cat dislocated his knee and had to have major surgery which was expensive. Pets Best covered this. We have no idea how he did it but at 2 years old, he clearly believed he could fly. Perhaps he had to learn the hard way that he's not a bird. His mother and sister suffered from urine crystals and we have been working with our Vet to clear this up as the little girl cat developed stones, which is quite serious. Pets Best covered their tests and medications which is substantial. Pets Best is an essential for my ability to take care of my cats. They allow me to keep my fur babies in excellent health. I am very pleased with their service. "

Insurer: Pets Best

Veterinarian: Cheyenne Pet Clinic

By: Tobias Anne

Useful
January 19, 2025

Thankful for MetLife!

I have two middle-aged dogs. One is on several medicines that are covered by MetLife. (Unlike many of my human meds) one of my dogs needed a knee surgery this year that was $4200. Right at Christmas time. I submitted the claim Monday and MetLife had 80% of the cost of the surgery in my bank account on Friday. ( better than human insurance) I’ve always found it very simple to fill out their submission forms and have been very happy with MetLife overall., I don’t think I’ll ever own a dog again without pet insurance and will most certainly go to Met life because of my recent experience .

Insurer: MetLife

Veterinarian: Redstone Animal Hospital

By: Gena

Useful
Verified January 19, 2025

Very good insurance for the pet every…

Very good insurance for the pet every good recommended

Insurer: Fetch

By: Shushi

Verified January 19, 2025

They were there for us when we needed…

They were there for us when we needed it.

Insurer: Spot

By: customer

January 19, 2025

Unfair pre-existing condition policy

I rescued my senior pup so when I applied I get Embrace all of his vet records from the prior 9 years. They saw that in the past my pup had ear infections so they declared this a pre-existing condition. What is terribly unfair about this is that I’m now addressing his ear infections- they were not addressed prior to me rescuing him- and despite the fact that I’m being a great pet owner, Embrace will not pay any claims that say anything about his ears, allergies, etc. Allergies were not a pre-existing condition however they have decided to lump them together. Any reason not to pay a claim.

Insurer: Embrace

By: Carriann Isman

Verified January 19, 2025

It’s such a relief to have Fetch

It’s such a relief to have Fetch. Submitting claims is easy and payments are sent quickly. I really like the constant communication from Fetch. I always know where in the process my claim is.

Insurer: Fetch

By: Marjorie

Verified January 19, 2025

Great insurance!

I recently filed a claim for a non-cancerous tumor for my dog. It was easy to file and attach documents through the app. The claim was processed and paid quickly. I’m so glad I have this insurance.

Insurer: Spot

By: Liz Hecox

Verified January 19, 2025

Fast with claims paid!

Fast with claims paid!

Insurer: Fetch

By: Eleanor

Verified January 19, 2025

Great insurance

Great insurance. I’m happy with it so far.

Insurer: Fetch

By: Ann Rider

Verified January 19, 2025

Spot has made pet emergencies not so…

Spot has made pet emergencies not so nerve racking. Knowing that they are there financially when needed is a blessing. I had to take my boy to the vet and the bill was $1000. I wasn't sure how I could afford that but they reimbursed me 80% after my deductible. Thank goodness!!! I highly recommend them for your fur babies needs!!

Insurer: Spot

By: Crystal

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