207,041+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 207,041 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

207,041 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,688 reviews

4.9
Healthy Paws

10,944 reviews

4.9
Fetch

5,187 reviews

4.9
Trupanion

58,957 reviews

4.9
Pets Best

14,600 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified April 03, 2025

Very happy with response time.

Once they reviewed the case, it took about two weeks to get the first Refund. Each claim after that was very quickly less than a week, very satisfied with response time. I would definitely recommend them. Anytime that I call with questions I’m greeted with really great response and kindness. Always asking about my pets.

Insurer: Pumpkin

By: Stephanie

Verified April 03, 2025

My girl was diagnosed with cancer and…

My girl was diagnosed with cancer and Pumpkin has been great on paying promptly

Insurer: Pumpkin

By: Colleen Kelly

April 03, 2025

The Best I’ve Ever Had

I have had pet insurance for over 20 years, so I pretty much know about how the pet insurance industry works. Eight years ago I got my new puppy, Tala (husky), and I immediately acquired insurance after shopping around and looking into old insurance companies as well as new. I found one and I thought it was going to be a good fit. It was not. I did not have many claims, but each one was met with scrutiny (even with vet records), and it was clear I needed to find another company. This is when I found Embrace!! I can’t say enough about how great this pet insurance is. They have so many options for deductibles and coverage and the Wellness add on is nice at least for me. The App is very user friendly, their claims process is excellent with pretty much within days getting reimbursed. Recently my husky got very sick and we ended up at the emergency not once but twice. After paying the vet bills upon leaving which the bills stacked up to be quite substantial, within days of filling out my claims, I was paid. Recently one of the PDF’s I sent was not clear, Embrace reached out to me and to the vet office for clarification through emails. I had to call them and I actually got a human right away who was knowledgeable, courteous and very helpful. I highly recommend Embrace!

Insurer: Embrace

By: Micki Harriman

Verified April 03, 2025

Fast service

Fast service, great customer service

Insurer: Fetch

By: Marie

Verified April 03, 2025

Reimbursement

The quick, efficient way in which we are reimbursed.

Insurer: Spot

By: Candy Windmueller

Verified April 03, 2025

Top notch!

From the communication with customer service, to the ease of uploading documents, to how quickly my claim was processed AND reimbursed.. Fetch gets two thumbs up from us! Thank you for making a scary situation for our pet not so scary. Highly recommend!

Insurer: Fetch

By: Amie

April 03, 2025

Amanda Mello was awesome

Amanda Mello was awesome, answered all my questions and helped me set up Mattie's policy - would highly recommend her!!!!!

Insurer: Fetch

By: Elisabeth Horvath

April 03, 2025

Buyer Beware - they will charge you coinsurance on meeting your deductible

Coinsurance is the claim amount an insured must pay after meeting deductibles. This company applies your coinsurance to meeting your deductible. Haven't provided me with any detail as to where this calculation is explained in my policy. Wouldn't recommend.

Insurer: Pets Best

By: deb

Useful
Verified April 03, 2025

I took my dog to get a physical exam

I took my dog to get a physical exam. It was fifty dollars, and Spot wasted no time sending me the rebate. They are always willing to help mw and to walk me through a process that i need help with. I am so glad that I am with them.

Insurer: Spot

By: Sara Austin

April 03, 2025

Embrace for my dog is awesome

Embrace for my dog is awesome. Quick review and pay of claims. Website easy to use. Have recommended to several people.

Insurer: Embrace

By: Debra Adkins-Johnson

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