217,980+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 217,980 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

217,980 total


Most selected providers in "April, 2026"

This chart shows the distribution of the most selected pet insurance providers in April, 2026.

Providers with highest rating

Embrace

19,820 reviews

4.9
Healthy Paws

11,128 reviews

4.9
Fetch

5,461 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

14,906 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

September 15, 2015

The only bright spot about going to the vet

When my dog Duke was a puppy, I took him to the a neighborhood vet that came highly recommended to us by our neighbors. I researched a bunch of pet insurance companies and had decided on Embrace. The first time a gave an Embrace claim form to our vet, the receptionist said that she had never heard of Embrace, which scared me, but deciding to go with Embrace for coverage was the best thing I could of done for Duke. Every claim that is sent in I get something back from them, with a detailed, full explanation of my refund. Whenever I need to take Duke to the vet, I feel like a have a partner helping me pay his bills and it eliminates the worry. I am so grateful to them for providing me with the peace of mind that the do!!!!! Thank you!!!

Insurer: Embrace

By: Patricia

Useful
September 14, 2015

easy to work with!

I have had a great experience with Embrace so far. Luckily, I haven't had too many claims, but for the ones I did have, they were easy to submit and were processed quickly and fairly.

Insurer: Embrace

By: Kendra

Useful
September 14, 2015

Thankful for Healthy Paws!

My French Bulldog had a cyst on her spinal cord and needed surgery to relieve the pressure it was placing which in turn was affecting the movement in her hind legs. We are extremely happy with the coverage we received from Healthy Paws and the quick turn around time to receive payment. Submitting the claims is very easy and done online with a follow up email from Healthy Paws showing it's being processed. Reimbursement checks were sent within the next week which was fantastic! I have recommended Healthy Paws to my friends and family and will continue to do so.

Insurer: Healthy Paws

By: Teri

Useful
September 14, 2015

Excellent insurance, fast service

We selected Healthy Paws in 2011 when our first dog Diesel was a puppy and could have been nicknamed "crash." Fortunately, he grew up a little and we didn't have to use it. When we got our second dog Luna in 2013 we added her immediately. We are so glad we did as this year, Luna has had more than her fair share of vet visits. She was hit by a car in February, tore a cruciate in March and had TTA surgery, followed by rehab, and just a few weeks ago tore her meniscus in the same leg and had to have another surgery. Every time we submit a claim, it is processed and paid with no questions and no delay (usually within 10 days). It's been a rough year for Luna, but Healthy Paws has allowed us to focus on her recovery instead of worrying how we are going to pay her vet bills.

Insurer: Healthy Paws

By: Sarah

Useful
September 14, 2015

Rough Start, but....

Having no previous experience with this type of insurance, it was a rough start. There were misunderstandings, delayed paperwork (on both sides), etc. However, after false starts and resubmissions, one side finally caught up with the other. I'm sure all claims and submissions will be promptly addressed in the future. My overall rating at this point is more than likely not indicative of their best work. I'm sure this will change for the better as we continue to work together. Until that time, I will remain non-comittal.

Insurer: Embrace

By: Irene

Useful
September 14, 2015

Trupanion is the best!

Thank you so much for great insurance and even better customer service! We've had two claims, they are processed very quickly. Trupanion is the first pet insurance we've used, and we will continue to choose it for each dog we add to our family. Our pug was saved twice because we were able to get the care he needed with Trupanion. I'm so glad our vet recommended it at our puppies first visit.

Insurer: Trupanion Canada

By: Cindy

Useful
September 14, 2015

Trupanion is the best!

Thank you so much for great insurance and even better customer service! We've had two claims, they are processed very quickly. Trupanion is the first pet insurance we've used, and we will continue to choose it for each dog we add to our family. Our pug was saved twice because we were able to get the care he needed with Trupanion. I'm so glad our vet recommended it at our puppies first visit.

Insurer: Trupanion

By: Cindy

Useful
September 14, 2015

Best decision, great customer service

Everyone made fun of me for getting pet insurance, but it paid off for my 1 year old pup, and for my finances. I consider myself obsessed with my two dogs' well-being, but one of them has proven that I need to keep a better eye on him.My Miller ate a piece of fabric, which of course got stuck in his intestines. His surgery totaled about $2,900. I paid out of pocket but received most of the money back from Embrace, thank God! Less than a year later, he darted of out the car after a road trip and took off and was hit by a car. Luckily he wasn't hurt bad, but the medicine and vet visit was reimbursed as well by Embrace. I always recommend to friends and family to get pet insurance, it's invaluable. Embrace has been great for me. Their claim reps are responsive when inquiring if paperwork was received as well as making sure reimbursements are received.

Insurer: Embrace

By: Jory

Useful
September 14, 2015

Nobody beats PETS BEST!!

Our little Yorkie Mickey has been having a difficult time. It's taken about a year to find a treatment that seems to be working now, and can save his life!! Pets Best has been right there with us throughout this procedure. If not for them, we would have had a very difficult time finding funds to cover all the procedures that have been tried. He now seems to be doing so much better... special foods ONLY, and medications, one of which is quite expensive! Even though the rates rise with the pets age, they are still very close to most good Pet Insurance plans. It is so good knowing that you have a lifeline for some financial help when life throws you that curve ball and you have to scramble to save your dog's life! Thanks for being there for us Pets Best!!

Insurer: Pets Best

By: Marilyn

Useful
September 14, 2015

Extremely Satisfied

My English bulldog recently tore her ACL. I called customer service to ask if the surgery was reimbursable and the rep was very friendly and helpful. My claim was paid in full, quickly with no hassle. With all the rehab and post op instructions, it's great to have one less thing to worry about. I highly recommend Nationwide pet insurance. It really couldn't be easier and gives me peace of mind when my dog is not well.

Insurer: Nationwide

By: Tasha

Useful

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